Refinance calculator | Calculate home loan savings - NAB
Using the refinance calculator results
The home loan refinance calculator gives you an estimate of how your repayments, overall costs and potential savings could change if you switch to a selected NAB home loan.
The results are a guide only. They’re based on information you provided and include indicative interest rates and minimum repayment amounts.
If you apply for a NAB home loan, we’ll assess your application based on your circumstances, including your financial position, credit assessment and property valuation. Terms, conditions, fees, charges, eligibility requirements and lending criteria apply.
Interest rates shown in this calculator
Estimated property value and LVR
Comparison Rates
Potential refinancing costs
There may be other costs associated with refinancing your home loan. This information is a guide only. To understand the full costs of refinancing with us and if it's right for your situation, talk to one of our home loan experts.
Common questions about refinancing and your options
If you’re exploring whether refinancing could be right for you, these quick answers cover some of the things people often want to understand first.
-
To use this refinance calculator, you’ll need a few key details about your current loan. This includes your current loan balance, property value, interest rate, remaining term and repayment amount. Having this information ready can help you get a more useful estimate and better understand how your repayments could change.
-
This refinance calculator estimates how much you may save by comparing your current loan with a select NAB home loan. It looks at changes to your interest rate, repayments and total interest over time. Depending on the difference between your existing loan terms and the terms of the selected NAB home loan, your savings could range from lower monthly repayments to thousands of dollars saved in interest. While the results are an estimate, they can help you gauge whether refinancing may reduce your overall costs.
-
There isn’t a set limit on how often you can refinance a home loan. However, there may be an impact to your credit score because each time you apply to refinance, a lender may check your credit information as part of their credit assessment process.
A refinance calculator can help you sense-check your options before you take the next step to refinance.
More refinancing guides
Refinancing your home loan
We’ll explain the reasons and costs to switch your home loan today.
Guide to refinancing your home loan
Find out all you need to know about refinancing your home loan.
The cost of refinancing your home loan
Find out everything you need to know about the cost of refinancing your home loan.
Explore tools and calculators
We’re here to support your property refinancing journey. Use our calculators for a clearer estimate before you refinance.
Contact us for home loan related queries
This is how you can get in touch.
Start a conversation with a banker
- Log into either NAB Internet Banking or the NAB app.
- Tap on the message icon.
- Type ‘speak to a person’ in the conversation window.
Call us
Speak to a home loan expert about a new or existing home loan.
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Book us
Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
NAB home loans are issued by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.