Status Description
Bank to action

NAB was unable to process your payment.

NAB will resubmit the payment automatically.
Bank to represent

The account you are sending from doesn’t have enough funds.

NAB will resubmit your payment on the next business day at 6 am (Melbourne local time).

You can add more funds, change the amount being sent, or cancel the payment before the resubmit time.

If the payment fails again, it will change to a Failed status.
Cancelled

The payment or transfer was cancelled by you.
Cancelled by bank

The payment or transfer was cancelled by NAB.
Expired

The last payment or transfer for a regular payment has been processed.
Failed

NAB has rejected your payment.

You can find the reason for the failed payment under ‘payment details’.
Future dated

A payment has been authorised by you for a future date.

You can change or cancel the payment up until 6 am (Melbourne local time) on the payment date.
Paid

Your payment or transfer has been processed by NAB and debited from your nominated account.
Pending

A payment is awaiting approval.
Periodic

A recurring payment or transfer made on a set date and from a nominated account.

You can change or cancel the payment up until 6 am (Melbourne local time) on the payment date.
Processing

NAB is checking or sending your payment or transfer.

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