NAB Chair and CEO deliver 2025 AGM update to shareholders

12 December 2025
Company Announcements

NAB Chair Philip Chronican and CEO Andrew Irvine delivered key speeches to shareholders at the 2025 Annual General Meeting (AGM) in Melbourne.

Chair Philip Chronican's talked about building a simpler, more modern NAB

“Building a simpler, more modern bank is a key focus. We want our bank to be fit for the long-term and capable of delivering for customers in a rapidly changing world.”

“NAB is a materially better bank today than it was five years ago.”

“Culture, governance and accountability remain fundamental to how NAB is run.”

“We’ve invested time increasing directors’ knowledge of technology, risk management – including cyber risk and artificial intelligence – climate reporting, and regulatory change.”

CEO Andrew Irvine highlighted strategy progress, performance and future outlook

“Our disciplined approach to executing our strategy is focused on three key priorities: growing our business bank, driving deposit growth and strengthening proprietary home lending.”

“NAB’s full year 2025 results reflected momentum across our businesses, supported by strong lending and revenue growth.”

“Keeping our customers safe from scams and fraud remains a top priority. In 2025, we prevented or recovered more than $385 million in scam and fraud losses.”

“This year, we invested more than $53 million in upgrading 141 branches across Australia and expanded Saturday trading to 32 locations.”

“We also support First Nations businesses, progressing towards our $1 billion lending target by the end of 2026.”

Read the full Chair and CEO speech transcripts (PDF, 828KB).