NAB backs homeowners to lower costs and make homes safer

02 July 2026
NAB Foundation  Disaster Relief

• Simple steps to help protect homes from bushfires, using a free app that shows what to do
• Those steps can also help lower home insurance costs
• Part of a broader push across banks, insurers and government to help Australians better prepare and recover faster from natural disasters

NAB is helping Australians take simple steps now to protect their homes from bushfires, with the added benefit of lowering their insurance premiums.

From today, NAB Home Insurance customers can use the Resilient Business Council’s (RBC) free Bushfire Resilience Rating app to check how well their home is prepared for bushfires and get simple, tailored steps to improve it. Over time, these changes can help make homes better protected ahead of the fire season.

These improvements can also help reduce insurance premiums, helping lower the cost of protecting a home at a time when many households are facing higher living expenses.

NAB Group Executive Personal Banking Ana Marinkovic said many Australians want to make their homes safer but aren’t always sure where to start.

“Buying a home is one of the biggest financial commitments Australians make. And at a time when natural disasters are becoming more frequent and severe, we’re focussed on helping customers protect their families, homes, and financial wellbeing,” said Ms Marinkovic.

“Through the Bushfire Resilience Rating app, we’re helping homeowners take simple steps that can not only better protect their property but also lower their insurance costs.

“The sooner people act, the more confidence they can have that their home is protected when it matters most.”

Allianz Australia Managing Director Richard Feledy, which underwrites NAB Home Insurance, said Allianz was proud to support initiatives that help customers better understand their risk and take practical steps to improve resilience.

“Through our partnership with NAB on the Bushfire Resilience Rating app, we’re helping Australians to make their homes safer and more resilient to extreme weather events like bushfires.”

The RBC’s Bushfire Resilience Rating app looks at how prepared a home is for local bushfire risk. The higher the rating, the lower the risk of damage and the greater the potential to help reduce home insurance premium costs.

Helping people and communities better prepare for natural disasters is an important part of supporting their long-term financial wellbeing, especially as risks increase in some areas.

More information:

• Homes with a low rating (1–2 stars) are much more likely to be severely damaged in a bushfire, with an estimated 50–80% risk. This drops significantly for homes with a 3–4 star rating (around 7–18%) and is lowest for 5-star homes (around 1.5%).
• In 2022, NAB co-funded RBC to develop the Bushfire Resilience Rating System and self-assessment app.
• In 2025, NAB co-funded the expansion of the app to cover flood, storm and cyclones.