NAB Platinum Visa Debit card

With additional benefits and features, this platinum debit card is your premium everyday card both at home and overseas.

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1 %

Cash back on contactless purchases

^{View disclaimer 1}

Earn up to $10 cash back per month on your contactless purchases

$10

Monthly card fee

To unlock the value of your platinum benefits and features

0 %

Foreign currency fee on purchases

Save money every time you shop online or instore overseas

Withdrawal fee at over 7,000 ATMs across Australia

No fee at over 7,000 ATMs across Australia

Overdrawn fees

$0

Visa premium offers

Discover hundreds of deals, discounts and privileges from dining to accommodation.

24/7 concierge

From flight reservations to restaurant recommendations, your concierge has got you covered.*

Tap and pay

Manage your money securely and conveniently whilst on the go, with a range of solutions and wearables.

Travel Insurances

International travel insurance
Interstate flight inconvenience insurance
Transit accident insurance
Rental vehicle excess in Australia insurance

Purchase Insurances

Extended warranty insurance
Purchase protection insurance

Find out more about insurance

Identify yourself

Your passport, or
Driver's licence, or
Medicare card

Check your eligibility

You're over 18 years of age, and
A permanent Australian resident

Not eligible to apply online?

Call us on 13 22 65 or visit a branch if you're not eligible to apply online.

Apply

How can I make the most of the cash back on my contactless purchases?

With a NAB Platinum Visa Debit card, you’ll earn 1% cash back on up to $1,000 of contactless purchases made in AUD each month. That means you can earn up to $10 cash back per month. To make the most of this, make day-to-day purchases with your NAB Platinum Visa Debit card using Visa payWave, NAB Pay or Fitbit Pay.

How do mobile payments work?

By registering your NAB Visa Debit card with a Digital wallet, you’re able to make payments using your mobile phone. Depending on the type of phone you have there may be different options of digital wallets to choose from. Once you've completed the setup process, you'll be able to use your mobile phone where contactless payments are available.

When will I benefit from a 0% foreign currency fee?

Most debit cards charge fees for purchases made in foreign currencies when shopping overseas or online with international retailers. With no foreign current fee on international purchases, a NAB Platinum Visa Debit card lets you make the most of your money when shopping overseas and online, so you can spend your money on the things you want.

What is offered in the NAB Concierge Service?

The NAB Concierge Service is a complete travel and lifestyle service available anywhere in the world 24 hours a day, seven days a week. When you’re at home, the service can help you to book live events, make reservations at hotels and restaurants, or even order flowers for a loved one. Overseas, it can help to plan your trip, as well as assist with flights and accommodation.

Still have questions?

Visit all Visa Debit card support or call us on 13 22 65

NAB Visa Debit card

Easy and secure access to your own money, wherever Visa is accepted

NAB Classic Banking account

Meet your account for everyday transactions. Easy access to your money with no monthly account fees.

NAB Reward Saver

Grow your savings faster with bonus interest for regular deposits and no withdrawals.

Important information

¹ Cash back eligibility

To be eligible spend for cash back, contactless purchases must be made in AUD and processed and debited to your account by the last banking day of the month. Eligible spend is capped at $1,000 per month.

^* Concierge service

This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 241KB) for full details.

^** Complimentary insurances

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB cardholders and other eligible third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth).

Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.

If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the insurance information booklet.

For cardholders of Premium, Platinum and Signature tier cards (and certain other cards that are no longer for sale, as listed in the policy information booklet), there are six included insurance covers: international travel insurance, interstate flight inconvenience insurance, transit accident insurance, rental vehicle excess in Australia insurance, purchase protection insurance and extended warranty insurance. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet dated 31 March 2021 (PDF, 506KB) which may be amended from time to time. For insurable events that occurred prior to 31 March 2021, the eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet dated 1 September 2019 (PDF, 440KB).

For cardholders of the NAB Low Fee Credit Card and the NAB VISA Debit Card (and certain other cards that are no longer for sale, as listed in the policy information booklet), there is one included insurance cover: purchase protection. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Purchase Protection Insurance Policy Information Booklet dated 31 March 2021 (PDF, 306KB) which may be amended from time to time. For insurable events that occurred prior to 31 March 2021, the eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Purchase Protection Insurance Policy Information Booklet dated 1 September 2019 (PDF, 279KB).

Personal Transaction and Savings Products Terms and Conditions

Personal Banking Fees – A guide to fees and charges (PDF, 518KB)

NAB Card Insurance Policy Information booklet (PDF, 440KB)

NAB Purchase Protection Insurance Policy Information Booklet (PDF, 280KB)

NAB Platinum Concierge Service terms and conditions (PDF, 239KB)

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NAB Platinum Visa Debit card