Low fees to save you money

Cash back on contactless purchases

1 %

Earn up to $10 cash back per month on your contactless purchases.

Monthly card fee

$ 10

To unlock the value of your platinum benefits and features.

Foreign currency fee on purchases

0 %

Save money every time you shop online or instore overseas.

Withdrawal fee at over 7,000 ATMs across Australia $0
Overdrawn fees $0

Benefits of this card

Visa premium offers

Discover hundreds of deals, discounts and privileges from dining to accommodation.

24/7 concierge

From flight reservations to restaurant recommendations, your concierge has got you covered.

Tap and pay

Manage your money securely and conveniently while on the go, with a range of solutions and wearables. Plus, start spending before your card arrives with Apple Pay or NAB Pay

Enjoy peace of mind with six complimentary insurances

Travel insurances

  • International travel insurance

  • Transit accident insurance

  • Interstate flight inconvenience insurance

  • Rental vehicle excess in Australia insurance


Purchase insurances

  • Purchase protection insurance

  • Extended warranty insurance

What you'll need to apply

Identify yourself

We'll need either:

  • your passport

  • your driver's licence

  • your Medicare card

Check your eligibility

You must be both:

  • 18 years of age or older

  • an Australian resident for tax purposes

Not eligible to apply online?

If you’re unable to apply for this product online, visit a branch and a banker will help you.

Ready to apply?

If you've checked you're eligible to apply and have all your documents ready, let's get started.

Help and support

How can I make the most of the cash back on my contactless purchases?

With a NAB Platinum Visa Debit card, you’ll earn 1% cash back on up to $1,000 of contactless purchases made in AUD each month. That means you can earn up to $10 cash back per month. To make the most of this, make day-to-day purchases with your NAB Platinum Visa Debit card using Visa payWave, NAB Pay or Fitbit Pay.

How do mobile payments work?

By registering your NAB Visa Debit card with a digital wallet, you’re able to make payments using your mobile phone. Depending on the type of phone you have there may be different options of digital wallets to choose from. Once you've completed the setup process, you'll be able to use your mobile phone where contactless payments are available.

When will I benefit from a 0% foreign currency fee?

Most debit cards charge fees for purchases made in foreign currencies when shopping overseas or online with international retailers. With no foreign currency fee on international purchases, a NAB Platinum Visa Debit card lets you make the most of your money when shopping overseas and online, so you can spend your money on the things you want.

What is offered in the NAB Concierge Service?

The NAB Concierge Service is a complete travel and lifestyle service available anywhere in the world 24 hours a day, seven days a week. When you’re at home, the service can help you to book live events, make reservations at hotels and restaurants, or even order flowers for a loved one. Overseas, it can help to plan your trip, as well as assist with flights and accommodation.

Other account options to consider

NAB Platinum Visa Debit Card and NAB Visa Debit Cards require a linked NAB transaction account . You can link an existing NAB transaction account within your debit card application or open a fee-free NAB Classic Banking account, as well as a savings account.

Contact us

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

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