Low fees to save you money

1 %

Cash back on contactless purchases

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Earn up to $10 cash back per month on your contactless purchases


Monthly card fee

To unlock the value of your platinum benefits and features

0 %

Foreign currency fee on purchases

Save money every time you shop online or instore overseas


Withdrawal fee at over 7,000 ATMs across Australia

No fee at over 7,000 ATMs across Australia

  • Overdrawn fees


The benefits of this card

Visa premium offers

Visa premium offers

Discover hundreds of deals, discounts and privileges from dining to accommodation.

24/7 concierge

24/7 concierge

From flight reservations to restaurant recommendations, your concierge has got you covered.*

Tap and pay

Tap and pay

Manage your money securely and conveniently whilst on the go, with a range of solutions and wearables.

Enjoy with complimentary insurances**

Travel Insurances
  • International travel insurance
  • Interstate flight inconvenience insurance
  • Transit accident insurance
  • Rental vehicle excess in Australia insurance
Purchase Insurances
  • Extended warranty insurance
  • Purchase protection insurance

What you'll need to apply

Identify yourself

  • Your passport, or
  • Driver's licence, or
  • Medicare card

Check your eligibility

  • You're over 18 years of age, and
  • A permanent Australian resident

Not eligible to apply online?

Call us on 13 22 65 or visit a branch if you're not eligible to apply online.

Common questions and answers

How can I make the most of the cash back on my contactless purchases?

With a NAB Platinum Visa Debit card, you’ll earn 1% cash back on up to $1,000 of contactless purchases made in AUD each month. That means you can earn up to $10 cash back per month. To make the most of this, make day-to-day purchases with your NAB Platinum Visa Debit card using Visa payWave, NAB Pay or Fitbit Pay.

How do mobile payments work?

By registering your NAB Visa Debit card with a Digital wallet, you’re able to make payments using your mobile phone. Depending on the type of phone you have there may be different options of digital wallets to choose from. Once you've completed the setup process, you'll be able to use your mobile phone where contactless payments are available.

When will I benefit from a 0% foreign currency fee?

Most debit cards charge fees for purchases made in foreign currencies when shopping overseas or online with international retailers. With no foreign current fee on international purchases, a NAB Platinum Visa Debit card lets you make the most of your money when shopping overseas and online, so you can spend your money on the things you want.

What is offered in the NAB Concierge Service?

The NAB Concierge Service is a complete travel and lifestyle service available anywhere in the world 24 hours a day, seven days a week. When you’re at home, the service can help you to book live events, make reservations at hotels and restaurants, or even order flowers for a loved one. Overseas, it can help to plan your trip, as well as assist with flights and accommodation.

Still have questions?

Visit all Visa Debit card support or call us on 13 22 65

Other options to consider

debit cards

NAB Visa Debit card

Easy and secure access to your own money, wherever Visa is accepted

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NAB Classic Banking account

Meet your account for everyday transactions. Easy access to your money with no monthly account fees.

Woman using a phone

NAB Reward Saver

Grow your savings faster with bonus interest for regular deposits and no withdrawals.

We're ready to help you

Talk to an expert
Contact us