Here's what you get...

  • All the trimmings of a NAB Visa Debit card

  • No foreign currency fee on international purchases

  • NAB Concierge Service gives you your own 24/7 travel and lifestyle assistant View disclaimer *

  • Complimentary insurances, including overseas travel and purchase protection View disclaimer **

  • Earn up to $10 cash back per month on your contactless purchases View disclaimer ^

  • Linked to a new or existing NAB Classic Banking account

Ready to roll? Open within 7 minutes…

  • Have a passport, driver’s license or Medicare card handy

  • Must be at least 18 and a permanent Australian resident to apply online

  • Call us on 13 22 65 or visit a branch if you’re under 18 or a non-permanent resident

Okay, let's break it down...


Monthly card fee

To unlock the value of your platinum benefits and features

0 %

Foreign currency fee on purchases

Save money every time you shop online or instore overseas

1 %

Cash back on contactless purchases

View disclaimer ^

Earn up to $10 cash back per month on your contactless purchases


Withdrawal fee at over 7,000 ATMs across Australia

No fee at over 7,000 ATMs across Australia

  • Overdrawn fees


7 complimentary insurances** with our platinum debit card

  • Overseas travel insurance
  • Transport Accident insurance
  • Interstate flight inconvenience insurance
  • Domestic hotel burglary insurance
  • Purchase protection insurance
  • Extended warranty insurance
  • Price protection insurance

Find out more

Manage your account with the NAB App

Tap and pay for purchases

NAB has a range of digital wallets that will let you tap and pay securely with your phone to make contactless purchases.

If you have a Commonwealth Seniors Health Card, a Health Care Card, or a Pensioner Concession, to open a new NAB Classic Banking account or NAB Retirement Account, please visit us in branch or call 13 13 12.

Frequently asked questions

Who is eligible for a NAB Platinum Visa Debit card?

A NAB Platinum Visa Debit card is available to customers 18 years and older. Your card must be linked to a new or existing NAB everyday account, such as NAB Classic Banking.

How can I make the most of the cash back on my contactless purchases?

With a NAB Platinum Visa Debit card, you’ll earn 1% cash back on up to $1,000 of contactless purchases made in AUD each month. That means you can earn up to $10 cash back per month. To make the most of this, make day-to-day purchases with your NAB Platinum Visa Debit card using Visa payWave, NAB Pay or Fitbit Pay.

How does NAB Pay work?

NAB Pay enables you to make contactless payments on your mobile. NAB Pay is part of the NAB app and links directly to your NAB Visa Debit card. All you need to do is set up NAB Pay on your Android phone and select your default card. To make a payment, simply place the back of your phone against the reader until it beeps. It's that easy. For payments $100 or over, you'll need to enter your card PIN.

When will I benefit from a 0% foreign currency fee?

Most debit cards charge fees for purchases made in foreign currencies when shopping overseas or online with international retailers. With no foreign currency fee on international purchases, a NAB Platinum Visa Debit card lets you make the most of your money when shopping overseas and online, so you can spend your money on the things you want. For more information about these fees, please visit the international fees article.

Where can I find out more about the complimentary insurances?

With a NAB Platinum Visa Debit card, you’ll receive 7 complimentary insurances, including:

  • Overseas travel insurance;
  • Transport accident insurance;
  • Interstate flight inconvenience insurance;
  • Domestic Hotel Burglary insurance;
  • Purchase protection insurance;
  • Extended warranty insurance; and
  • Price protection insurance.

You can find all the details about these insurances and qualifying transactions here.

What is offered in the NAB Concierge Service?

The NAB Concierge Service is a complete travel and lifestyle service available anywhere in the world 24 hours a day, seven days a week. When you're at home, the service can help you to book live events, make reservations at hotels and restaurants, or even order flowers for a loved one. Overseas, it can help to plan your trip, as well as assist with flights and accommodation.

Still have questions?

Call us on 13 22 65

Other options to consider

debit cards

NAB Visa Debit card

Easy and secure access to your own money, wherever Visa is accepted

Man in front of TV

NAB Classic Banking account

Meet your account for everyday transactions. Easy access to your money with no monthly account fees.

Woman using a phone

NAB Reward Saver

Grow your savings faster with bonus interest for regular deposits and no withdrawals.

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