How to earn NAB Rewards

If you have a NAB Rewards credit card, you can earn points in a range of ways.

Pick the right card

There are several different options to choose from, including the NAB Rewards Signature Card and the NAB Rewards Platinum Card. If you’re interested in travel, there are NAB Rewards cards with Velocity

Everyday purchases

Make the most of your spending by earning points on the things you pay for regularly, like groceries, fuel and public transport. You can also use it for recurring payments – think utility bills and subscriptions.

Offers and promotions 

Bonus points (on top of your standard points) are often available if you keep an eye out. This could be when you sign up for something or when you take advantage of a limited time offer or campaign.

Redeem NAB Rewards Points

If you’re looking to purchase goods like electronics and gift cards, you can visit the NAB Rewards Store. You’ll be able to access exclusive deals and earn additional points if you make a purchase through partner retailers. 

Another option is to convert your NAB Rewards Points to Velocity Frequent Flyer Points. These can be used for flight upgrades and other travel benefits. It’s important to remember that NAB Rewards Points don’t convert to Qantas Points, but there are NAB Qantas Rewards cards available. 

Track your points

Once you’ve earned your NAB Rewards Points, it’s a good idea to keep an eye on them. You can track this using either the NAB app or Internet Banking, which lets you monitor expiry dates and what you’ve spent your points on.

Related products and services

Contact us for personal loan enquiries

If you have any questions, we're here to help.

Call us

Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)

Call us using the NAB app or from the following numbers.

Within Australia: 13 22 65

Overseas: +61 3 8641 9083

Message us online

NAB Messaging answers your banking questions 24 hours a day. Ask our Virtual Assistant everyday questions or chat to a NAB banker.

For questions about your NAB account, log into NAB Internet Banking or the NAB app to start a conversation with us.

Important information