• Earn Qantas Points on everyday purchases (up to $6,000 per statement period).
  • Complimentary Qantas Frequent Flyer membership (required to earn Qantas Points).
  • Seven complimentary insurances - see the Insurance section for details.
  • NAB Concierge Service - your own 24/7 personal assistant.
  • Access to our 24/7 NAB Service Centre.

Benefits of Visa

Rates and fees

Purchases: 19.99% p.a.

Cash advances: 21.74% p.a.

Balance transfers: 0.00% p.a. for 6 months with a 2% fee1 (Read more about balance transfers).

Annual card fee: $145.50

Other fees may apply.

Annual card fee and interest rates are subject to change. Correct as at 13 March 2018. View full details of fees and charges.


Earn Qantas Points

Earn Qantas Frequent Flyer points on everyday purchases and redeem them for rewards in the Qantas Frequent Flyer program. Rewards include Award flights or a variety of products and vouchers from the Qantas Frequent Flyer Store.

Plus, earn one bonus point for every dollar you spend on your NAB Qantas Plus Card on selected Qantas products and services, including eligible Qantas flights.

Total spent on eligible purchases
per statement cycle


For the first $3,000 ($0 - $3,000)

One point per $1.50

For the next $3,000 ($3,001 - $6,000)*

One point per $3

*Points are capped at $6,000 spend per statement period.

Complimentary Qantas Frequent Flyer Membership

To earn points you need to be a member of the Qantas Frequent Flyer program and have provided NAB your Qantas Frequent Flyer membership number. You can join at qantas.com.au/joinffnab. All Qantas Frequent Flyer points are credited directly to your membership account, making it even easier to earn and redeem rewards.

If you’re not already a Qantas Frequent Flyer member, we've arranged for the Qantas Frequent Flyer membership joining fee to be waived when you join at qantas.com.au/joinffnab. That’s a saving of $82.50.

Once you have your Qantas Frequent Flyer membership number (obtained through qantas.com.au/joinffnab) contact us so you earn points as soon as you start using your cards.

The Qantas Frequent Flyer program Terms and Conditions apply. For more information, visit qantas.com.au/frequentflyer and read the NAB Qantas Credit Card account – Reward Terms and Conditions (PDF, 305KB).


These insurances are complimentary with your NAB Qantas Plus Card2. These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 450KB) for full details, including exclusions. You can also call Allianz Global Assistance on 1800 187 025.

If you're after a rewards card, you might be interested in

NAB Qantas Rewards Premium Card

Get more out of your everyday purchases by earning Qantas Frequent Flyer Points, with the added benefits of complimentary insurances.

NAB Qantas Rewards Signature Card

Our fastest way to earn Qantas Frequent Flyer Points, with the added benefits of complimentary insurances.

Check out our credit card range

Whether you're looking for our lowest interest rate, a low fee card or a card that rewards you for everyday spend, we have a credit card to match.

Important information

1 Balance Transfer Standard Rate

After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.

2 Insurances

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 450KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 275KB) which may be amended from time to time. NAB does not guarantee this insurance.

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