Save on interest with 0% p.a. on Balance Transfers for 32 months1. Plus, we’ll waive your $59 annual card fee for the first year when you apply for a new NAB Low Rate Card. (No BT fee applies. BT reverts to the cash advance rate).

Features and benefits

Save on interest

Enjoy our lowest everyday purchase rate.

Add another card?

Add an additional cardholder at no extra cost.3

Visa Entertainment

Special offers on shows, events, experiences and movies from Visa Entertainment.

Standard rates and fees

  • 12.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 32 months promotional balance transfer rate. No balance transfer fee applies.1

  • 21.74 %p.a.

    Cash advance rate

  • $59

    Annual card fee (reduced to $0 for the first year).1

  • Up to 55

    Interest free days on purchases2

  • $1000

    Minimum credit limit

Applying made easy

The sign up process is simple and easy

  • Step 1 Apply online in 15 minutes and get a response in 60 seconds.
  • Step 2 We may ask you for payslips or bank statements.
  • Step 3 New to NAB? Get identified online. You need to be at least 18 years old.
  • Step 4 Receive your card in up to 5 working days.

Apply online in 15 minutes and get a response in 60 seconds.

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