Save on interest with 0% p.a. on Balance Transfers for 26 months1. Plus, we’ll waive your $59 annual card fee for the first year when you apply for a new NAB Low Rate Card. (2% BT fee applies. BT reverts to the cash advance rate).
1 Balance transfer special offer
Offer commenced 26 April 2021.
26 MONTH OFFER
The 0% p.a. on balance transfers for 26 months offer is for approved applicants who apply for a new personal NAB Low Rate credit card before the offer is withdrawn. The special purchase interest rate of 0% p.a. will apply for a 26-month statement period from when the account is opened. After the 26-month period, any unpaid purchases will then attract the card’s cash advance rate (currently 21.74% p.a. as at 26 April 2021). Interest rates are subject to change and available on our website. The balance transfer fee is 2% of the balance transferred and will be applied at the time the balance is transferred to NAB. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other offer.
No annual fee will be charged for the first year. The annual fee of $59 will be charged in the 13th month from when the account is opened.
2 Interest free days on purchases
You will be able to receive interest free days on purchases, if you pay your account in full, or if your statement displays an interest free days payment, that amount in full, by the due date each month. For more information visit nab.com.au/btchange.
Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.
Fees and charges
Please refer to our credit card terms and conditions to learn more. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 26 April 2021.
Credit cards issued by National Australia Bank Limited.