1 Balance transfer special offer
Offer commenced 17 August 2020.
20 MONTH OFFER
The 0% p.a. on balance transfers for 20 months offer is for approved applicants who apply for a new personal NAB Low Rate credit card before the offer is withdrawn. The special purchase interest rate of 0% p.a. will apply for a 20-month statement period from when the account is opened. After the 20-month period, any unpaid purchases will then attract the card’s cash advance rate (currently 21.74% p.a. as at 17 August 2020). Interest rates are subject to change and available on our website. The balance transfer fee is 2% of the balance transferred and will be applied at the time the balance is transferred to NAB. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other offer.
2 Interest free days on purchases
If you pay your account in full, or if your statement displays an interest free days payment, that amount in full, by the due date each month.
Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.
Fees and charges
Please refer to our credit card terms and conditions (PDF, 343KB) to learn more. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 17 August 2020.
Credit cards issued by National Australia Bank Limited.