NAB credit card terms, conditions and other information

Card account terms and conditions

NAB credit card Terms and Conditions - applies to all NAB credit cards, except the NAB StraightUp Card

NAB StraightUp Card Terms and Conditions - applies to the NAB StraightUp Card

NAB Electronic Banking (card based) terms and conditions - applies to all NAB credit cards.

Rewards program terms and conditions

NAB Rewards Terms and Conditions (PDF, 141KB) - applies to all NAB Rewards credit card accounts

Velocity NAB credit card account: Velocity Points Terms and Conditions (PDF, 254KB) - applies to all Velocity NAB credit card accounts

NAB Qantas Credit Card Account Reward Terms and Conditions - applies to all NAB Qantas credit card accounts

Flybuys Rewards Points Terms and Conditions (PDF, 325KB)  - applies to all NAB flybuys Rewards card accounts.

Cash back terms and condition

NAB cash back Terms and Conditions (PDF, 97KB), opens in new window - applies to NAB Visa Mini accounts

Product disclosure statements

NAB Credit Card Cover product disclosure statement and policy document (PDF, 471KB), opens in new window - applies to eligible NAB cardholders who hold NAB Credit Card Cover

Complimentary card insurance

NAB Card Insurance Policy Information Booklet dated 1 November 2023 (PDF, 489KB), opens in new window - applies to all NAB Signature, Platinum or Premium cards

Please note there are upcoming changes to complimentary insurances effective 1 November 2023. For more information, visit Information about changes to complimentary insurances.