Card account terms and conditions
We have updated our terms and conditions into a digital experience to help our customers easily access them. Read our terms and conditions. These will be effective from 5 February 2021.
NAB credit card Terms and Conditions (PDF, 363KB), opens in new window - applies to all NAB credit cards, except the NAB StraightUp Card. These are effective until 4 February 2021.
NAB StraightUp Card Terms and Conditions (PDF, 2MB), opens in new window - applies to the NAB StraightUp Card
NAB electronic banking (card based) Terms and Conditions (PDF, 300KB), opens in new window - applies to all NAB credit cards
Rewards program terms and conditions
NAB Rewards Terms and Conditions (PDF, 315KB), opens in new window - applies to all NAB Rewards credit card accounts
Velocity NAB credit card account: Velocity Points Terms and Conditions (PDF, 254KB), opens in new window - applies to all Velocity NAB credit card accounts
We have updated our Qantas terms and conditions. Read our new reward terms and conditions (PDF, 336KB), opens in new window . These will be effective from 5 February 2021.
NAB Qantas credit card account: Rewards Terms and Conditions (PDF, 255KB), opens in new window - applies to all NAB Qantas credit card accounts
flybuys Rewards Points Terms and Conditions (PDF, 325KB), opens in new window - applies to all NAB flybuys Rewards card accounts
Cash back terms and condition
NAB cash back Terms and Conditions (PDF, 97KB), opens in new window - applies to NAB Visa Mini accounts
Product disclosure statements
NAB Credit Card Cover product disclosure statement and policy document (PDF, 471KB), opens in new window - applies to all NAB credit card primary account holders
Complimentary card insurance booklets
NAB Card Insurance policy information booklet (PDF, 439KB), opens in new window - applies to all NAB Signature, Platinum or Premium cards
NAB Purchase Protection Insurance policy information booklet (PDF, 279KB), opens in new window - applies to NAB Low Fee card
Important information
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.