Card account terms and conditions

We have updated our terms and conditions into a digital experience to help our customers easily access them. Read our terms and conditions. These will be effective from 5 February 2021.

NAB credit card Terms and Conditions (PDF, 363KB), opens in new window - applies to all NAB credit cards, except the NAB StraightUp Card. These are effective until 4 February 2021.

NAB StraightUp Card Terms and Conditions (PDF, 2MB), opens in new window - applies to the NAB StraightUp Card

NAB electronic banking (card based) Terms and Conditions (PDF, 300KB), opens in new window - applies to all NAB credit cards

Rewards program terms and conditions

NAB Rewards Terms and Conditions (PDF, 315KB), opens in new window - applies to all NAB Rewards credit card accounts

Velocity NAB credit card account: Velocity Points Terms and Conditions (PDF, 254KB), opens in new window - applies to all Velocity NAB credit card accounts

We have updated our Qantas terms and conditions. Read our new reward terms and conditions (PDF, 336KB), opens in new window . These will be effective from 5 February 2021.

NAB Qantas credit card account: Rewards Terms and Conditions (PDF, 255KB), opens in new window - applies to all NAB Qantas credit card accounts

flybuys Rewards Points Terms and Conditions (PDF, 325KB), opens in new window  - applies to all NAB flybuys Rewards card accounts

 

Cash back terms and condition

NAB cash back Terms and Conditions (PDF, 97KB), opens in new window - applies to NAB Visa Mini accounts

Product disclosure statements

NAB Credit Card Cover product disclosure statement and policy document (PDF, 471KB), opens in new window - applies to all NAB credit card primary account holders

Complimentary card insurance booklets

NAB Card Insurance policy information booklet (PDF, 439KB), opens in new window - applies to all NAB Signature, Platinum or Premium cards

NAB Purchase Protection Insurance policy information booklet (PDF, 279KB), opens in new window  - applies to NAB Low Fee card

 

Important information