Benefits of a NAB Choice Package

Get a wide range of discounts and extra benefits through the NAB Choice Package. Keep in mind, the benefits only apply when you ask us to include these products as part of your package.

Discounted rates

Get up to 0.90% p.a. discount  off the indicator rate for the life of the loan on a NAB Tailored Variable Rate Home Loan (borrowings over $750,000).

You could save on fees

Pay an annual package fee of $395 and enjoy no home loan application fees, no home loan monthly service fees and a credit card of your choice with no annual fee.

Access to great benefits

Get discounted premiums on selected insurance products,  and discounts on margin loan interest rates.

Did you know
How much you could save with a NAB Choice Package

Choice Package customers could enjoy the following benefits.

Home loan application fee

$ 0

Save $600 and enjoy no home loan application fee with your Choice Package.

Credit card annual fee

$ 0

Save up to $395 with no annual fee to pay on your packaged credit card.

Interest rate savings

Your NAB Choice Package also gives you access to an interest rate discount on your NAB Tailored Home Loan. The following example shows you how much interest you could save in your first year with a NAB Choice Package when you make interest only repayments.

Loan size

Interest rate discount

Potential first year savings

$150,000

Interest rate discount

0.60% p.a.

Potential first year savings

$900

$250,000

Interest rate discount

0.85% p.a.

Potential first year savings

$2,125

$400,000

Interest rate discount

0.85% p.a.

Potential first year savings

$3,400

$600,000

Interest rate discount

0.85% p.a.

Potential first year savings

$5,100

$800,000

Interest rate discount

0.90% p.a.

Potential first year savings

$7,200

Please note, this is an example only and may be different depending on your circumstances.

Ready to get started?

Apply online for conditional approval. It can take around 20 minutes.

Choose a Choice Package option

The NAB Choice Package is available in both variable and fixed rate options. Can't decide which one is best for you? Choose to split your home loan into variable and fixed portions.

Choice package discounts

Your Choice Package interest rate is calculated out by taking your loan size and applying a discount to the indicator rate on the NAB Tailored Home Loan.

The following discounts will apply depending on which loan type you choose.

Variable rate with offset

Discount off the NAB Tailored Variable Rate Home Loan.

Amount borrowed

Discount

$750,000 and above

0.90% p.a.

from $250,000 - $749,999

0.85% p.a.

Up to $249,999

0.60% p.a.

Fixed rate

Discount off the NAB Tailored Fixed Rate Home Loan.

Amount borrowed

Discount

Any amount

0.10% p.a.

Tools and calculators

Need to do some research? Use our handy calculators to work out how much you can afford to borrow and repay.

Help and support

We’re here to help. Learn about the support services and help guides available to you.

Contact us

Book an appointment

Request a call back or book an appointment in branch or with a mobile banker who can come to you.

Call us

Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)

13 78 79

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Terms and Conditions

Information and rates are correct as at 2 July 2019 and are subject to change. Applications for credit are subject to NAB’s credit approval criteria. Terms and Conditions apply to all NAB products and are available on application. Fees and charges are payable.

Personal Banking Fees - a guide to fees and charges

Interest rates for home lending

Insurance

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as Allianz's agent. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz.

NAB is paid commission if Allianz issues you with this insurance (including renewals and variations) and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB Financial Services Guide, available in branch, or by calling 13 29 28 or at nab.com.au/fsg.

Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs. You should consider whether the advice is appropriate for your objectives, financial situation or needs and consult the Policy Document and Product Disclosure Statement (PDS) available in branch, by calling 13 29 28 or at nab.com.au/insurance.

For the standard terms, conditions and exclusions about our insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). Target Market Determinations for these products are available at nab.com.au/TMD.

The information on this page about the insurance coverage is a summary only and you should refer to the PDS and the Policy Wording for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility criteria.

View our NAB Choice Package Terms and Conditions (PDF, 283KB), opens in new window.

Target Market Determinations for these products are available at nab.com.au/TMD.