Home loan offers

Check out our current home loan offers and use our tools to find the right home loan for you.

Home Loan Flexibility

A lot happens on the way to owning your own home. Find out how NAB gives you the home loan flexibility you need.

Be ready with a conditional approval

$2,000 HOME BUYING BONUS

Found the right home for you and ready to buy? With NAB, you could receive a $2,000 bonus to make that move a little easier.

An eligible Transaction Account is required. New NAB lending of $250,000 or more. Drawdown between 17 June and 31 December 2019.1

See Important Information for more detail.

NAB Choice Package

Get added discounts and benefits from our most popular package.

NAB Base Variable Rate Home Loan

A simple, low-rate home loan with no ongoing monthly fees.

Other home loan options

NAB Portfolio Facility

An all-in-one line of credit which allows up to 12 home loan sub accounts.

NAB Flexiplus mortgage facility

A single line of credit with access at any time and no scheduled repayments.

NAB Defence Force Home Loan

Enjoy discounted rates if you are an eligible Australian Defence Force member.

Your next property move

Buy a home

Excited to buy your first home? We've put together some tips and practical advice on where to get started.

Renovate your home

Upgrading your home with a renovation or extension can help build equity or meet life's changing needs.

Invest in property

Find out how property investment can help you get your first step on the property ladder or help you build wealth.

Important information

1 $2,000 Home Buying Bonus
To be eligible for the $2,000 Home Buying bonus, customers need to drawdown a new home loan, or increase the limit of an existing home loan by $250,000 or more. Eligible NAB Home Loan products only. Customers must hold a NAB transaction account. Specifically, customers need to meet the following eligibility criteria:

a) NAB Home Loan

  • Drawdown must occur between Monday 17 June 2019 and Tuesday 31 December 2019 inclusive (“Offer Period”).
  • The Home Buying Bonus is only available to new and existing customers who drawdown a new loan or increase the limit of an existing loan by $250,000 or more into an eligible NAB Home Loan product.
  • Available on all NAB Home Loan products excluding refinances, lines of credit and Portfolio facilities or loans for building and construction purposes (BICOE loans).
  • The offer is only available to individuals, including both owner-occupiers and investors. Businesses, trusts, non-resident borrowers and other non-natural persons are ineligible for the Home Buying Bonus.
  • The offer is not available on uBank or Advantedge loans.
  • The Home Buying Bonus is available only once per home loan application and per security. However, a customer is eligible to receive further bonuses if they drawdown additional loans on separate securities. Where there is a joint application, only the primary applicant will receive the Home Buying Bonus. However, either applicant may be eligible for additional bonuses for further loans drawn down on separate securities, subject to meeting other eligibility criteria.

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