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Home loan offers

Check out our current home loan offers and special discounts.
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Refinancing your home loan

We’ll explain the reasons and costs to switch your home loan today.

Managing your NAB Home Loan

Explore the ways you can stay in control of your home loan via internet banking or through the NAB app. Including how to edit your repayments, manage your offset account and even see how much your property might be worth.

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Basic Variable

Explore the benefits of our simple, low-rate variable home loan.

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Variable Rate with offset

Enjoy extra flexibility, features and discounts when bundled with a NAB Choice Package.

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Fixed Rate

Lock in your interest rate and enjoy the certainty of fixed repayments.

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NAB property insights

Gain a unique understanding of the dynamics of the property market you’re looking to buy in.

Ready to get started?

Apply online for conditional approval. It can take around 20 minutes.

Your next property move

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Buying your first home

First home buyer special offers, guides and home loans.

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Buying your next home

Thinking about buying a house or freeing up equity? We can help make it happen.

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Investing in property

Let us help you grow, build and manage your property portfolio.

Important information

NAB’s Home loan products are not available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property in Australia.

NAB’s Fixed Rate Home Loan products do not come with an interest offset facility.

Information and rates are correct as at 22 March 2020 and subject to change. Applications for credit are subject to NAB’s credit approval criteria. Terms and Conditions apply to all NAB products and are available on application. Fees and charges are payable. National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB).

Personal Banking Fees - A guide to fees and charges (PDF, 517KB)
Interest rates for home lending

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Call 13 78 79

Mon-Fri 8am - 7pm (AEST/ADST)
Sat-Sun 9am - 6pm (AEST/ADST)