Information about consumer credit insurance products we no longer sell

For more information about your existing NAB Mortgage Protect Policy, Personal Loan Cover Policy or a NAB Credit Card Policy, you can make contact in the following ways:

Home loan help

Find out about your options, opens in new window when making changes to a home loan that’s linked to a NAB Mortgage Protect Policy.

MLC Life Insurance

Get help with your existing policy.

MLC claims hotline

Make a claim.

Terms and Conditions

MLC Limited (ABN 90 000 000 402 AFSL 230694) (MLC) is the insurer and issuer of Essentials insurance which has been branded and distributed by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB).

MLC Limited uses the MLC brand under licence. MLC Limited is part of the Nippon Life Insurance Group.

Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

Any financial advice in this notice is general only and has not been prepared having regard to your personal objectives, financial situation and needs. You should consider your personal circumstances, and the information provided in the Product Disclosure Statement before acting on any advice in this notice. 

For the standard terms, conditions and exclusions about this insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable) available by phoning 1300 411 535.

NAB Mortgage Protect Product Disclosure Statement (PDS) (PDF, 444KB), opens in new window

NAB Personal Loan Cover Product Disclosure Statement (PDS) (PDF, 454KB), opens in new window

NAB Credit Card Cover Product Disclosure Statement and Policy Document (PDF, 471KB), opens in new window

The information on this page about the insurance coverage is a summary only and you should refer to the PDS and the Policy Wording for full terms, conditions, limits and exclusions that apply.