You could be covered with complimentary overseas travel insurance when you use your personal NAB Signature, Platinum or Premium debit or credit card on eligible purchases before you leave.1


If you’re eligible, some personal NAB debit or credit cards, like our NAB Platinum Visa debit card, may include complimentary overseas travel insurance.1


To activate your cover, simply spend $500 or more before you travel on pre-paid transport, tours, and/or accommodation. You’ll also need to be 90 years or under before you take off.1


You can get cover for travel cancellation, overseas medical expenses, lost luggage or travel documents, and more.1

Important things you should know

  • Overseas medical and dental expenses
  • Cancellation and additional expenses
  • Luggage and personal effects
  • Extra travel cover including travel delay
  • Rental vehicle damage and theft excess
  • Accidental death and loss of income
  • Personal liability and legal expenses
  • Kidnap and ransom

This is a snapshot only. For the full list of what’s covered and what’s not, and any limits and excesses that apply, please read over the NAB Card Insurance policy information booklet (PDF, 478KB).

Among other things, the policy booklet explains that the benefit limits that apply if you are between the age of 76 and 90 on the date you depart for your trip are different to benefits limits that apply if you are under 76 on the date you depart for your trip.

How it works

  • Step 1 First up, you’ll need to apply for, or use an existing personal NAB Signature, Platinum or Premium credit or debit card1.


  • Step 2 Spend $500 or more on your card before you take off. Remember that the purchases need to be related to your trip, such as pre-booked airfares or accommodation1.
  • Step 3 Depending on what you buy, you, your spouse and your dependents could be covered with complimentary overseas travel insurance for your upcoming overseas trip1

Case study: Bill loses his luggage

To give you an idea of how complimentary overseas travel insurance works, let’s look at an example.

Bill loses his luggage

Bill is travelling overseas in Spain with his mate Jean-Sebastian. The bad news? He has lost his luggage at the airport. The good news? He has a NAB Platinum Visa Debit Card.

Before he left on his trip, Bill spent more than $500 on his card for pre- booked airfares. This means he qualified for complimentary overseas travel insurance.

Bill has enough cover to get reimbursed – to cover the cost of his lost clothing and personal items.

Which card is right for you?

Check out our range of personal NAB Visa Signature, Platinum and Premium cards with complimentary overseas travel insurance.

NAB Credit Cards

Our personal Signature, Platinum and Premium Credit cards can reward you for everyday spending.

NAB Platinum Visa Debit Card

Your everyday card just got an upgrade, with seven complimentary insurances, including for overseas travel.

By using your personal NAB Signature, Platinum or Premium credit card, or NAB Platinum Visa debit card, you can get the benefits of seven complimentary insurances –including overseas travel insurance.

To be eligible for complimentary overseas travel insurance, you’ll need to spend at least $500 on pre-paid transport, tours, and/or accommodation on your NAB card before you take off1.

To wrap your head around the finer points, make sure you read our NAB Card Insurance Policy Information Booklet (PDF, 478KB). It includes the amount of cover you can get, any exclusions and limits that apply, and what you need to do to help ensure you’re covered.

Important information

1. A qualifying purchase is required to get the benefits of the complimentary insurance. The terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information Booklet (PDF, 478KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

The information contained in this article is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, NAB recommends that you consider whether it is appropriate for your circumstances. NAB recommends that you seek independent legal, financial, and taxation advice before acting on any information in this article.

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