When you’re travelling around, enjoying your holiday, it’s easy to lose track of how much you're spending day to day. Here's how to get a handle on it so it doesn't get out of control.

Tips for tracking your spending when travelling

Here are a few ways you can keep up with how much you’ve spent, where it went and what’s left for your holidays.

Check fees and charges

Before you leave, check our fees and charges, so you know how much it costs to make transactions when you're on holidays. This way you can make sure you have the best NAB product to suit your travel needs.

We also have a handy guide about international fees to read before you go.

If you’re still not sure, simply call us on 13 22 65 or head into your local branch before you leave to talk to an expert. We're here to help.

Travel smart with the NAB app

When you’re travelling overseas, you can stay in control and track your spending with the NAB app 1,2.

Check out our range of handy travel tools in the NAB app including a foreign exchange calculator and quick balance. These tools should make your overseas trip that much smoother. Setting up this feature is quick and easy.

If you haven’t already, download or update to the latest NAB app today. Use our online banking guides to learn how to complete simple banking tasks before you go.

Use NAB Internet Banking

Login to NAB Internet Banking1,2 and you can see what you have in each of your accounts. You can also review the last 100 transactions and see any upcoming bills or payments.

Not set up for Internet Banking?

No worries, it's easy. You can register for Internet Banking today.

Manage your NAB Traveller Card online

Want to know how much you've got on your NAB Traveller Card?

You can view your balances, reload your card and move money between currencies online, using Internet Banking or the NAB Traveller Card My Account2.

Manage your debt

You want to keep your debt at a manageable level so you can start planning your next trip. Here are some things to consider.

  • Set yourself a holiday budget. Set a daily spending limit and stick to it.
  • Keep exchange rates in mind and factor in charges for overseas cash withdrawals and conversion fees.
  • Use savings as well as your credit card or a loan to keep your debt levels to a minimum.
  • Once you’re home, try paying more than your minimum monthly payment on your credit card or loan. Even $20 a month can help reduce the interest.

Important information

1 NAB recommends you consider the Internet Banking terms and conditions before making any decisions regarding this product. This product is issued by NAB. The NAB app is compatible with Android OS 5.1 and above, and iOS 10.3 or later.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Android, Google Play and the Google Play logo are trademarks of Google LLC.

2 Using mobile data while roaming overseas can be costly. Contact your network operator for details about global international roaming policies, rates and additional costs.

The information contained in this article is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, NAB recommends that you consider whether it is appropriate for your circumstances. NAB recommends that you seek independent legal, financial, and taxation advice before acting on any information in this article.

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Use the NAB app's travel tools to track your spending on your NAB Visa card.

NAB app

Whether you’re travelling, budgeting, or online shopping, the NAB app gives you more control everyday.

Credit cards

Compare between our credit cards to find the right one for you.

Foreign currency cash

Order foreign currency easily either online or in branch with $0 fees before you take off. This means less time withdrawing, and more time exploring.

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