Debt consolidation calculator

18 years or older

applying as a sole applicant. You’ll have all the repayment obligations, even if someone else will be receiving a substantial benefit from the loan

receiving a regular income

an Australian resident for tax purposes, an Australian or New Zealand citizen, Australian Permanent Resident or non-resident holding an acceptable Temporary Residency Visa

your driver’s licence number (if you have one)

your employment details for the past three years

your financial information, including your income, assets, debts and expenses

addresses you've lived at in the last three years