benefits and features

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Save time

Use your smartphone to deposit cheques (up to $5,000 every 7 days) without needing to travel to a branch.

Convenient and easy to use icon

Convenient and easy to use

With the latest version of the NAB app and an eligible NAB transaction account, deposit cheques quickly and easily.

Deposit cheques icon

Deposit cheques as you need

Deposit up to $5,000 in cheques over 7 days at no charge for personal customers. Fees may apply for deposits made to business accounts.* Funds will usually clear and be in your account after 3 business days.

How to deposit a cheque

Cheque deposit

Step 1

Open the NAB app and tap Cheque Deposit from the More menu.

Selecting transaction account and entering amount

Step 2

Select your transaction account and enter the cheque deposit amount.

Scanning front and back of cheque

Step 3

Scan the front and back of the cheque.

Confirm cheque deposit

Step 4

Validate the deposit details and tap Confirm cheque deposit. Once you receive a receipt you’re done. Remember to hold onto your cheque for 10 business days.

Frequently Asked Questions

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Important Information

Mobile cheque deposits are available on eligible transaction accounts. Not available on certain personal and business accounts including savings, credit card and term deposit accounts. You may submit a total of $5,000 worth of Australian dollar cheques within any 7 day period. Third party cheques are not accepted. An internet connection is needed to access the NAB App and mobile cheque deposits.

Physical cheques must be kept in a safe place for 10 business days. Funds will usually clear and be in your account within three business days unless you submit a cheque after 10PM AEST or on a non-business day. Please read the full NAB Mobile Cheque Deposit terms and conditions.

NAB app

NAB recommends you consider the Internet Banking terms and conditions before making any decisions regarding this product. This product is issued by National Australia Bank Limited. The NAB Mobile Banking app is compatible with Android OS 5.1 and above, and iOS 10.3 or later, minimum platform requirements apply.

Android is a trademark of Google LLC.

Apple is a trademark of Apple Inc., registered in the U.S and other countries.

iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.

*Business customers should be aware that transaction fees may apply to electronic transactions including deposits on certain business accounts. Service fees may also apply if you request additional services in relation to cheques submitted for deposit using the service. These fees are set out in Business Banking Fees – A guide to fees and charges

© 2019 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

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