Our personalised interest rates

variable rate
Variable rate1
Headline rate
12.69% p.a.
Comparison rate2
13.56% p.a.
fixed rate
Fixed rate1
Headline rate
12.69% p.a.
Comparison rate2
13.56% p.a.
Rate range
Our interest rate range
Rates can range from 10.69% p.a. to 18.69% p.a.
Comparison rate range2
Comparison rates can range from 11.58% p.a. to 19.53% p.a.
Fees  
Application fee $150
Monthly fee $10
Exit fee $0

Benefits and features of a personal loan for a boat

The flexibility of our personal loans allows you to tailor funds to suit your boat or jet-ski purchase.

Same day funds

  • If you're an existing customer and apply in- store by 2pm, you could walk away with your money that very same day3.
  • If your application is approved, your money will be in your NAB account within two hours.

Tailor your personal loan for a boat

  • Borrow from $5,000 to $55,000 with loan terms from 1 to 7 years.
  • Fixed or variable interest rate options.
  • If you've made extra payments you can redraw them at any time (variable rate loans only).

Choose flexible repayment options

  • Choose from weekly, fortnightly or monthly repayment option to suit your budget and needs.
  • Make lump sum repayments whenever you want at no extra charge.
  • Pay off your loan for a boat early without fees.

Quick document acceptance online

  • We know your time is important, so to make it easy, you can accept your loan documents in NAB Internet Banking. No more waiting in a queue at a branch or printing and signing documents.

Personal loan tools and calculators

One of our personal loans can give you the freedom to fund your next boat or marine vehicle. Find out about interest rates by using our personal loan my repayments calculator below and get the information you need about marine finance.

Before you apply

Our boat finance can help you with that next purchase by making the application process quicker and easier

After you apply

Apply now for your personal loan for a boat

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After more?

NAB Personal Overdraft

Access extra cash on the fly through your NAB transaction account up to an approved limit.

NAB Reward Saver

Grow your savings faster with bonus interest for regular deposits and no withdrawals. View disclaimer 1

Caravan and trailer insurance

Caravan and Trailer insurance can provide you with protection.

Important information

1Headline rates, interest rates and information current as at 25 February 2019 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday – Friday. Same day funds will be unavailable if your loan purpose is to refinance non –Nab debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.

4The following Visa categories are NOT acceptable: Visitor Visa (exception, a Special Category Visa - NZ Citizen is acceptable), Working Holiday, Student, Exchange/gap year, Transit/short stay/seasonal, and Bridging.

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