Here’s what you get

  • 1-7 years flexible loan term

  • Borrow from $5,000 up to $55,000

  • Weekly, fortnightly or monthly repayment options

  • Convenient online document acceptance through NAB Internet Banking

  • Redraw available on variable rate loan if you’re ahead on repayments

Features and benefits

No penalties or exit fees

No penalties or exit fees when you pay off your loan sooner.

Quick access to funds

If you’re approved and accept the loan, get your funds in one business day.

Tailored pricing

Personalised rates start from 6.99% p.a. to 18.99% p.a. (comparison rate 7.91% p.a. to 19.83% p.a.2).

Escape to the water quicker with a NAB Personal Loan

Our personal loans give you the freedom and choice to take to the water sooner. Navigate our fixed or variable personal loans to fund your new purchase.

NAB PERSONAL LOAN INTEREST RATES

Your interest rate is based on several factors including information you provide in your application, your credit history and information we already have about you if you’re an existing customer.

After you submit your application, if you’re conditionally approved, we’ll give you an indicative interest rate. This is subject to verification of the information you give us in your application. We’ll provide your final interest rate in the loan documentation, at which point you can decide to accept the loan offer.

Our personalised interest rates
Variable rate loan
Interest rate1
from 6.99% p.a. to 18.99% p.a.
Comparison rate2
from 7.91% p.a. to 19.83% p.a.
Our personalised interest rates
Fixed rate loan
Interest rate1
from 6.99% p.a. to 18.99% p.a.
Comparison rate2
from 7.91% p.a. to 19.83% p.a.
Fees  

Application fee

One off payment when loan is established

$150
Monthly fee $10
Exit fee $0
Late payment fee $0

Handy Tips and Tools

One of our personal loans can give you the freedom to fund your next boat or marine vehicle. Find out about interest rates by using our personal loan my repayments calculator below and get the information you need about marine finance.

Apply for your personal loan for your boat

Discover more

Resting inside a car

​Tips on paying for your new car

How to get behind the wheel – sooner than you might think.

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​Cost saving tips for running your car

How to reduce any unnecessary car expenses.

Bicycles

Car financing: a beginner's guide

​Questions you should ask before applying for car dealer finance.

Young couple enjoy a sunny day in a park

NAB Personal Overdraft

Access extra cash up to an agreed limit through your everyday account with a NAB Personal Overdraft.

Woman laughing

NAB Reward Saver

Grow your savings faster with bonus interest for regular deposits and no withdrawals.

Women smiling

Caravan and trailer insurance

Get protection for your caravan, camper trailer, horse trailer or trailer before you hit the road on your next adventure. Read about coverage and exclusions.

Important information

1Interest rates and information current as at 9 June 2021 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2Comparison rate calculated on unsecured loan amount of $30,000 over a term of five years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Target Market Determinations for these products are available at nab.com.au/TMD.

Personal Banking Fees - A guide to fees and charges (PDF, 357KB)

Personal Loan Agreement - General Terms (PDF, 372KB)

Indicator rates for other personal lending

We're ready to help you

If you have any questions or are unable to apply online, visit us in branch – we’ll be happy to help.