NAB Private home | Tailored banking solutions | Private Portfolio Package

Summary of benefits

See 'Package benefits' below for a summary of your package benefits.

Enjoy convenience and cost-effectiveness

  • One facility, one limit, one annual package fee.
  • No application or monthly service fees.

All your borrowings in one place

  • A single lending limit for home and investment loans.
  • You don’t have to reapply unless you increase your credit limit.

Organise your money your way

  • Have up to 18 sub accounts with a choice of fixed or variable rates.
  • Organise your borrowings, transactions and savings how it suits your goals and needs.

Unlock your equity

  • Borrow up to 90% of the property value. Lenders’ Mortgage Insurance applies if you borrow over 80% of the property value.

Other features

Access to money when you need it

  • Withdraw money as you need it up to your approved credit limit (provided the account doesn’t have a fixed rate).
  • Access your accounts using ATMs, Internet and Telephone Banking.

Foreign applicants/ applicants living overseas please refer to important information section below.

Package benefits

Important information about the insurance

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz. Neither NAB, nor any of its related bodies corporate, accept liability or guarantee payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

NAB is paid commission if Allianz issue you with this insurance (including renewals and variations) and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB (AFSL 230686) Financial Services Guide, available in branch, by calling 13 29 28 or at

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs (personal circumstances). You may wish to make this assessment yourself or seek the help of an adviser.

As a result, you should consider whether any such advice and the insurance product are suitable for your personal circumstances. Please consult the Policy Document and Product Disclosure Statement (PDS) relating to the product available in branch, by calling 13 29 28 or at before making any decision about whether to acquire or continue to hold the product. Information about insurance coverage is a summary only and you should read the PDS for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility.

Other important information

Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Our credit products are subject to normal lending criteria.

NAB Private Portfolio Package will not be available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property purchase in Australia.

® Registered to BPAY Pty Ltd. ABN 69 079 137 518

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