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Compare Interest Rates
Variable interest rates
| Loan amount | Variable interest rate p.a. |
|---|---|
| Less than $250,000 | 10.00% |
| $250,000 - less than $1.0M | 9.75% |
| $1.0M and above | 9.50% |
Interest rates effective as of 1 December 2023.
Fixed interest rates - interest in advance (yearly)
| Loan amount | 1 year (p.a.) | 2 years (p.a.) | 3 years (p.a.) | 4 years (p.a.) | 5 years (p.a.) |
|---|---|---|---|---|---|
| Less than $250,000 | 1 year (p.a.) 10.10% |
2 years (p.a.) 10.30% |
3 years (p.a.) 10.40% |
4 years (p.a.) 10.50% |
5 years (p.a.) 10.60% |
| $250,000 - less than $500,000 | 1 year (p.a.) 9.90% |
2 years (p.a.) 10.10% |
3 years (p.a.) 10.20% |
4 years (p.a.) 10.30% |
5 years (p.a.) 10.40% |
| $500,000 - less than $1.0M | 1 year (p.a.) 9.70% |
2 years (p.a.) 9.90% |
3 years (p.a.) 10.00% |
4 years (p.a.) 10.10% |
5 years (p.a.) 10.20% |
| $1.0M and above | 1 year (p.a.) 9.50% |
2 years (p.a.) 9.70% |
3 years (p.a.) 9.80% |
4 years (p.a.) 9.90% |
5 years (p.a.) 10.00% |
Interest rates effective as at 3 July 2023.
Fixed interest rates - interest in arrears (monthly)
| Loan amount | 1 year (p.a.) | 2 years (p.a.) | 3 years (p.a.) | 4 years (p.a.) | 5 years (p.a.) |
|---|---|---|---|---|---|
| Less than $250,000 | 1 year (p.a.) 10.17% |
2 years (p.a.) 10.37% |
3 years (p.a.) 10.47% |
4 years (p.a.) 10.57% |
5 years (p.a.) 10.67% |
| $250,000 - less than $500,000 | 1 year (p.a.) 9.97% |
2 years (p.a.) 10.17% |
3 years (p.a.) 10.27% |
4 years (p.a.) 10.37% |
5 years (p.a.) 10.47% |
| $500,000 - less than $1.0M | 1 year (p.a.) 9.77% |
2 years (p.a.) 9.97% |
3 years (p.a.) 10.07% |
4 years (p.a.) 10.17% |
5 years (p.a.) 10.27% |
| $1.0M and above | 1 year (p.a.) 9.57% |
2 years (p.a.) 9.77% |
3 years (p.a.) 9.87% |
4 years (p.a.) 9.97% |
5 years (p.a.) 10.07% |
Interest rates effective as at 3 July 2023.
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Interest rates
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