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Compare Interest Rates
Variable interest rates
| Loan amount | Variable interest rate p.a. |
|---|---|
| Less than $250,000 | 9.50% |
| $250,000 - less than $1.0M | 9.25% |
| $1.0M and above | 9.00% |
Interest rates effective as of 2 June 2025.
Fixed interest rates - interest in advance (yearly)
| Loan amount | 1 year (p.a.) | 2 years (p.a.) | 3 years (p.a.) | 4 years (p.a.) | 5 years (p.a.) |
|---|---|---|---|---|---|
| Less than $250,000 |
1 year (p.a.)
8.90%
|
2 years (p.a.)
9.00%
|
3 years (p.a.)
9.25%
|
4 years (p.a.)
9.50%
|
5 years (p.a.)
9.70%
|
| $250,000 - less than $500,000 |
1 year (p.a.)
8.70%
|
2 years (p.a.)
8.80%
|
3 years (p.a.)
9.05%
|
4 years (p.a.)
9.30%
|
5 years (p.a.)
9.50%
|
| $500,000 - less than $1.0M |
1 year (p.a.)
8.50%
|
2 years (p.a.)
8.60%
|
3 years (p.a.)
8.85%
|
4 years (p.a.)
9.10%
|
5 years (p.a.)
9.30%
|
| $1.0M and above |
1 year (p.a.)
8.30%
|
2 years (p.a.)
8.40%
|
3 years (p.a.)
8.65%
|
4 years (p.a.)
8.90%
|
5 years (p.a.)
9.10%
|
Interest rates effective as at 2 June 2025.
Fixed interest rates - interest in arrears (monthly)
| Loan amount | 1 year (p.a.) | 2 years (p.a.) | 3 years (p.a.) | 4 years (p.a.) | 5 years (p.a.) |
|---|---|---|---|---|---|
| Less than $250,000 |
1 year (p.a.)
8.97%
|
2 years (p.a.)
9.07%
|
3 years (p.a.)
9.32%
|
4 years (p.a.)
9.57%
|
5 years (p.a.)
9.77%
|
| $250,000 - less than $500,000 |
1 year (p.a.)
8.77%
|
2 years (p.a.)
8.87%
|
3 years (p.a.)
9.12%
|
4 years (p.a.)
9.37%
|
5 years (p.a.)
9.57%
|
| $500,000 - less than $1.0M |
1 year (p.a.)
8.57%
|
2 years (p.a.)
8.67%
|
3 years (p.a.)
8.92%
|
4 years (p.a.)
9.17%
|
5 years (p.a.)
9.37%
|
| $1.0M and above |
1 year (p.a.)
8.37%
|
2 years (p.a.)
8.47%
|
3 years (p.a.)
8.72%
|
4 years (p.a.)
8.97%
|
5 years (p.a.)
9.17%
|
Interest rates effective as at 2 June 2025.
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