Benefits and features

Invest when the opportunities arise

  • Access to 2,500+ approved investments

  • Invest without selling assets

  • Quick access to funds for approved customers

  • Access to 1000+ approved international equities for nabtrade and JB Were clients

Personal service and online access

  • Monitor your NAB Equity Lending facility with our online platform

  • Access to a dedicated Relationship Manager

  • Receive regular statements outlining your facility details

Compare Interest Rates

Variable interest rates

Loan amount Variable interest rate p.a.
Less than $250,000 9.50%
$250,000 - less than $1.0M 9.25%
$1.0M and above 9.00%

Interest rates effective as of 2 June 2025.

Fixed interest rates - interest in advance (yearly)

Loan amount 1 year (p.a.)  2 years (p.a.) 3 years (p.a.) 4 years (p.a.) 5 years (p.a.)
Less than $250,000
1 year (p.a.) 
8.90%
2 years (p.a.)
9.00%
3 years (p.a.)
9.25%
4 years (p.a.)
9.50%
5 years (p.a.)
9.70%
$250,000 - less than $500,000
1 year (p.a.) 
8.70%
2 years (p.a.)
8.80%
3 years (p.a.)
9.05%
4 years (p.a.)
9.30%
5 years (p.a.)
9.50%
$500,000 - less than $1.0M
1 year (p.a.) 
8.50%
2 years (p.a.)
8.60%
3 years (p.a.)
8.85%
4 years (p.a.)
9.10%
5 years (p.a.)
9.30%
$1.0M and above
1 year (p.a.) 
8.30%
2 years (p.a.)
8.40%
3 years (p.a.)
8.65%
4 years (p.a.)
8.90%
5 years (p.a.)
9.10%

Interest rates effective as at 2 June 2025.

Fixed interest rates - interest in arrears (monthly)

Loan amount 1 year (p.a.)  2 years (p.a.) 3 years (p.a.) 4 years (p.a.) 5 years (p.a.)
Less than $250,000
1 year (p.a.) 
8.97%
2 years (p.a.)
9.07%
3 years (p.a.)
9.32%
4 years (p.a.)
9.57%
5 years (p.a.)
9.77%
$250,000 - less than $500,000
1 year (p.a.) 
8.77%
2 years (p.a.)
8.87%
3 years (p.a.)
9.12%
4 years (p.a.)
9.37%
5 years (p.a.)
9.57%
$500,000 - less than $1.0M
1 year (p.a.) 
8.57%
2 years (p.a.)
8.67%
3 years (p.a.)
8.92%
4 years (p.a.)
9.17%
5 years (p.a.)
9.37%
$1.0M and above
1 year (p.a.) 
8.37%
2 years (p.a.)
8.47%
3 years (p.a.)
8.72%
4 years (p.a.)
8.97%
5 years (p.a.)
9.17%

Interest rates effective as at 2 June 2025.

Find out more at our dedicated margin lending destination

Go to NAB Margin Lending

Margin lending quick links

Interest rates

View our competitive interest rates for all products.

Interest rates

Approved investments

Our list includes ASX and international equities, exchange traded funds, and unlisted managed funds.

View the full list

Forms and resources

Access the forms and brochures you’ll need to apply and operate your facility.

Forms and resources

Help and FAQs

Find out more about the benefits of margin lending - when to use it and how to manage the risks.

Help and FAQs

Contact us about investment lending

Speak to a specialist about your investment lending enquiries.

Call us

Monday to Friday, 8:30am to 5pm (AEST/AEDT)

Within Australia: 1300 135 145

Email us

Send us your enquiry in an email.

equity.lending@nab.com.au

Important information