A better way to pay
and get paid

Faster

Faster

Send and receive fast payments, with funds generally transferred between participating banks in under 60 seconds, 24/7.

Simpler

Simpler

Share your easy-to-remember PayID instead of your BSB and account number to make getting paid easier. Create a PayID, link it to your eligible NAB transaction account and you’re ready to go.

Smarter

Smarter

Include up to 280 characters of text to describe your payment. Let other businesses know what you’re paying for, and get detailed descriptions of payments from customers.


This new way to pay includes the Osko by BPAY service, which allows you to make and receive fast payments.

A better way to pay
and get paid

Faster

Send and receive fast payments, with funds generally transferred between participating banks in under 60 seconds, 24/7.

Simpler

Share your easy-to-remember PayID instead of your BSB and account number to make getting paid easier. Create a PayID, link it to your eligible NAB transaction account and you’re ready to go.

Smarter

Include up to 280 characters of text to describe your payment. Let other businesses know what you’re paying for, and get detailed descriptions of payments from customers.

This new way to pay includes the Osko by BPAY service, which allows you to make and receive fast payments.

payid explained

Your PayID is your business' unique identifier for receiving fast payments.

Anyone who knows your PayID can use it to pay your business almost instantly, if they're with a participating bank.

You can create a PayID now.

Either through the latest version of the NAB app, NAB Internet Banking or NAB Connect .

It can be your business mobile number, email address or ABN.

Pick whichever's easiest to remember and share it to receive payments on-the-spot. Simple.

It doesn't replace your BSB and account number.

You can still use these details - fast payments with your PayID is just an easier alternative.

It can only be linked to one account.

If you have a few NAB accounts for your business, we recommend you link it to your most active one, or you can create a separate PayID for each.

It works with other banks that use PayID.

People don't need to be with NAB to send you payments to your PayID.

You still have other payment options with NAB Connect.

You'll be able to choose either Fast, Overnight or RTGS payments.

Create your payid today

Download the latest NAB app, go to Menu and select PayID.

OR

Login to NAB Internet Banking and go to Settings, or login to NAB Connect and go to Services.

ARE FAST PAYMENTS SECURE?

Fast payments are protected by NAB’s real time transaction processing and monitoring capability and PayID is just as secure as how you bank now. Visit our Security Centre to learn more about how to stay safe online, including how to keep your Internet devices secure.

Are you a nab Personal customer?

Learn about fast payments for everyday personal banking.

Important information   

NAB recommends you consider the Internet Banking terms and conditions and NAB Connect terms and conditions (as applicable) before making any decisions regarding these products. These products are issued by National Australia Bank Limited. The NAB Mobile Banking app is compatible with Android OS 4.1 and above, and iOS 9 or later. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.