Whether it's a fast, easy loan under $100K or a bespoke, tailored solution to work with your cash flow, our lending options could suit your needs.

Fast, easy, business lending to help you cover expenses and manage your cash flow.

% p.a.

Fixed rate

$ 5K-$100K

Borrow between

  • Fast access to lump sum finance without using assets as security
  • Fixed competitive monthly principal and interest repayments so you can budget more
  • No upfront or ongoing fees
  • 12, 24, 36 month loan terms giving you the flexibility you need

Easily manage peaks and troughs in your cash flow with an overdraft on your transaction account.

% p.a.

Variable rate on what you've used

$ 5k-$50k

Borrow between

  • Fast access to cash flow without using assets as security
  • No set monthly repayments and only pay interest on your outstanding debit balance
  • 1.75% p.a. service fee on your approved limit, charged monthly


Business super

With MLC you can access a comprehensive range of superannuation solutions for you and your employees.

NAB Connect

Set up payroll templates to make regular payments easy, or upload your payroll file directly from your accounting system.

Purchasing card

A charge card that can be tailored to your business' specific requirements.

If it matters to you, let's make it happen.


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Business owners need to find a way to harness the power of the much-maligned Gen Y, or risk being left behind.

Essential tips for hiring staff

Tips for securing super staff that fit your business perfectly.

Important Information

All NAB QuickBiz finance options are subject to credit assessment and approval

For the NAB QuickBiz Loan and NAB QuickBiz Overdraft, funds will be provided after we have received signed contracts. For the NAB Low Rate Business Card, cards will be posted once unconditional approval is provided and should arrive by post approximately 3 business days later. Business days are Monday to Friday, excluding weekends and VIC public holidays.

Fast online application and funding subject to credit assessment and verifications.

This loan is only available for loans which are wholly or predominantly for business purposes. This loan cannot be used to make payments to the Australian Tax Office.

Your business must have been in operation for at least 12 months and have a valid Australian Business Number (ABN).

You need to be at least 18 years or older to apply and hold an Australian citizenship or permanent residency.

Your business and residential address must be in Australia.

This loan is only available for sole traders, business partnerships with 2 or less individual partners, companies with 5 or less directors borrowing in their own right or an eligible discretionary trust. It is not available for joint borrowers who are not partnerships, or partnerships where one or more partner is a company.

Eligible trusts include the following:

  • your trust must be a non-government discretionary trust
  • your trust has a valid Australian Business Number (ABN) and has been registered for at least 12 months.
  • your trust must have been established in Australia
  • the beneficiaries of your trust are individuals
  • your trustees can only be one of:
    • a company with no more than five directors
    • up to two individuals
  • if the trustee is a company shares in the company must be beneficially held.

Any shareholders of companies listed in the application must be individuals, and not companies.

If you are an existing NAB Customer, you must have operated all accounts in accordance with the terms of those accounts.

Your business must be registered for GST and have a turnover of at least $75,000 p.a

If you have existing NAB Business Lending, you can apply online for an additional NAB QuickBiz Loan, NAB QuickBiz Overdraft, NAB Business Credit Card or NAB Equipment Finance Loan 50 days after your most recent establishment date.

If you are an existing NAB Customer, you can only apply for this product if you have less than $1m in existing business lending with NAB and less than $100k in unsecured business lending with NAB (inclusive of this application).

NAB may have other options which suit your business better if you do not meet the conditions for this loan. You can contact us on 13 10 12 to discuss.

NAB QuickBiz Loan

The interest rate of 12.95% p.a. applies from drawdown date of your NAB QuickBiz loan until the end of your loan term. Minimum monthly repayments must be made by the due date each month.

Standard product information

This loan is available only as a fixed interest rate principal and interest loan for a 12, 24 or 36 month term with monthly repayments. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If this does not work for you, we have other loan options that may better suit your needs.

You must have an Australian bank account, in the same name as your business, to receive your funds.

The NAB QuickBiz Loan has no upfront or ongoing fees but economic costs may apply if you choose to pay the loan off before the end date of the contract.

NAB QuickBiz Overdraft

The overdraft is available as a variable interest rate only. Debit interest is calculated on the daily outstanding balance and is charged to the account on the last banking day of the month. A QuickBiz Overdraft service fee applies and is charged to the account on the last banking day of each month. Fees and charges may apply to your linked transaction account.

You can only borrow up to $50,000 in total limits across both a NAB QuickBiz Overdraft and NAB Business Credit Cards (applied for online).

The NAB QuickBiz Overdraft is only available as a new facility. It can’t be applied to existing NAB business overdrafts.

Business Markets Loan and Business Options Loan

Lending criteria and terms and conditions apply (available on application).

Rates, fees and charges

Business Banking Fees – A guide to fees and charges

Let's talk

We’re ready to help your business

Have us call you
Call 13 70 03

Mon-Fri 8am – 8pm (AEST/AEDT)
Sat-Sun 9am – 6pm (AEST/AEDT)