NAB Qantas Business Signature Card

You can choose from the below alternatives ways to apply if you who don’t have MYOB or Xero:

• Contact your NAB Business Banker;
• Download the NAB Commercial Card application form (PDF, 901KB). Complete, sign and return to the Commercial Card Acquisition Team, GPO 9992, Melbourne, Victoria, 3001 or;
• Call us on 13 10 12 from 8am - 8pm Mon-Fri, or 9am - 6pm on weekends (AEST/AEDT).

• Your business has been registered for GST for at least 12 months and has a turnover of at least $100,000 p.a.
• Your business has been in operation for at least 12 months and has a valid Australian Business Number (ABN).
• You have a business and residential address in Australia.
• You intend to use the product where the purpose is wholly or predominately for business purposes. You can't use funds to make payments to the Australian Tax Office.
• You're at least 18 years old and hold an Australian citizenship or permanent residency.
• You're a sole trader, a business partnership with no more than two individual partners, a company with five or less directors or a trustee of an eligible trust. Joint borrowers who are not partnerships, or partnerships where one or more partner is a company are not eligible to apply.
• Any shareholders of companies or trustee companies that are listed in the application are individuals, and not companies.
• Eligible trusts include the following:
  • your trust must be a non-government discretionary trust.
  • your trust has a valid Australian Business Number (ABN) and has been registered for at least 12 months.
  • your trust must have been established in Australia.
  • the beneficiaries of your trust are individuals.
  • your trustees can only be one of:
    • a company with no more than five directors.
    • up to two individuals.
  • if the trustee is a company shares in the company must be beneficially held.
• Fast online decision and conditional approval is subject to eligibility, credit assessment, lending criteria and ID verification.
• If you're an existing NAB customer, you can only apply for this product if you have less than $1 million in existing business lending with NAB and less than $100k in unsecured business lending with NAB (inclusive of this application).
• You can only borrow up to $50,000 in total limits across both a NAB QuickBiz Overdraft and NAB Business Credit Cards (applied for online).

Once you’ve been conditionally approved for your credit limit, you can’t increase it unless you complete a new application. You have the opportunity to reduce the amount you apply for before finally submitting the application.