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Terms & conditions, fees & charges apply. Our credit products are subject to lending and eligibility criteria (available upon request. ) ©2021 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB). Medfin Australia Pty Ltd ABN 89 070 811 Australian Credit Licence 391697 (Medfin) and HICAPS Pty Ltd ABN 11 080 688 866 (HICAPS) are part of the NAB Group of Companies. An investment with HICAPS or Medfin is not a deposit or liability of, and is not guaranteed by, NAB. Banking services are provided by NAB.