Benefits and features

Your own tailored repayments

Every business is unique, so we work with you to ensure repayments are aligned with your anticipated cash flow and seasonality.

Tax benefits and deductions

Generally, the interest portion of the repayment is deductible to the extent the asset is used in the business.

Security and asset ownership

Repay with peace of mind, knowing the asset is yours at final payment.

More benefits

  • No deposit to pay, keeping your capital in your business.
  • We make it simple with installments automatically debited from your nominated account.

Energy Efficient Bonus

0.7% p.a. off your finance rate for the life of the eligible financing on qualified energy efficient assets.

What you need to know

Loan term

  • Minimum term is one year.
  • Maximum term is five years.
  • Other terms can be considered on application.

Loan amount

  • Minimum amount is $10,000.
  • Maximum amount is unlimited.

Interest options

  • Agreement under $500,000 is fixed.
  • Agreement over $500,000 is fixed.

Repayments options

  • Monthly, quarterly, half-yearly, annually, in arrears, in advance or to match any seasonally-driven cash flow needs.

Security required

  • Generally, the security is the asset itself, though in certain circumstances additional security might be required – this will be assessed on application.


  • We purchase the asset and rent it to you. At the end of the term, assuming all payments are made, title to the asset is transferred to you.

Calculate your repayments

Important information

1Fee applies for standalone facilities and those drawn under a Master Asset Finance Agreement.

Lending criteria and terms and conditions apply (available on application).

The tax comments provided in this document are of a general nature. NAB recommends that you seek independent tax advice in respect of the tax consequences arising from the use of any NAB equipment finance solution as they apply to your particular circumstances.

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