Benefits of NAB QuickBiz unsecured business finance

Easy online application and instant decision

Quick online application and approval process so you can focus on your business. Apply online today and receive an instant decision.

Fast access to funds

Existing NAB customers can log into internet banking and access funds instantly if approved.  New to NAB customers will have access to funds within one business day from the receipt of signed contract.

No assets for security

The strength of your business performance and your track record is all you need to apply - no physical assets are required for our unsecured loan.

Explore our unsecured business finance solutions

NAB Quickbiz is unsecured small business finance that doesn't require you to provide physical assets or property for security. Instead, your loan application is assessed on the strength of your business cashflow and your ability to service the loan.

Apply online for an unsecured business loan and receive an instant decision. No physical assets required for security and fast access to funds.

Fixed interest rate

12.95 % p.a.


$ 0

Upfront or ongoing.

Reasons to apply:

  • Grow or expand your business.

  • Cover for an unplanned business expense.

  • Purchase equipment, inventory, and stock.

  • Increase business cash flow.

Get access to a line of credit with an unsecured business overdraft that you can draw down at any time.

Variable interest rate

13.50 % p.a.

Pay interest only on what you use.

Service fee

1.75 % p.a.

Fee applies to your approved limit.

Reasons to apply:

  • Manage business cash flow.

  • Access funds on a rainy day.

  • Pay for supplier invoices.

  • Cover day-to-day operating expenses.

Apply online
Get a faster decision with your account integration package.

  1. Simply upload your reconciled financial data from any accounting package software for a quick online decision.

  2. Have your financial reports ready to go before starting the application to streamline the process.

  3. If you have Xero, MYOB or QuickBooks online accounting software it’s even easier - simply connect securely with your login credentials and we’ll do the rest.

  • You're a sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust
  • Your business is registered for GST, turnover of at least $75,000 per year and operated under your current registered ABN/ACN for more than 12 months.
  •  You're at least 18 and a permanent Australian resident.

View full eligibility criteria

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Contact us

Request a call back

Let us help you with your business banking needs.

Call us

Call us for your general enquiries about business banking.

Visit a NAB branch

Use our locations tool to find business banking services.

Terms and Conditions

NAB QuickBiz Loan

Standard product information

This loan is available only as a fixed interest rate principal and interest loan for a 12, 24 or 36 month term with monthly repayments. The NAB QuickBiz loan interest rate applies from the drawdown date of your NAB QuickBiz Loan until the end of your loan term. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If this does not work for you, we have other loan options that may better suit your needs.

You must have an Australian bank account, in the same name as your business, to receive your funds.

The NAB QuickBiz Loan has no upfront or ongoing fees but economic costs may apply if you choose to pay the loan off before the end date of the contract.

NAB QuickBiz Overdraft

Standard product information

The overdraft is available as a variable interest rate only. Debit interest is calculated on the daily outstanding balance and is charged to the account on the last banking day of the month. A QuickBiz Overdraft service fee applies and is charged to the account on the last banking day of each month. Fees and charges may apply to your linked transaction account.

You can only borrow up to $50,000 in total limits across both a NAB QuickBiz Overdraft and NAB Business Credit Cards (applied for online).

The NAB QuickBiz Overdraft is only available as a new facility. It can’t be applied to existing NAB business overdrafts.

These products are issued by National Australia Bank Limited ABN 12 004 044 937.

Lending criteria and terms and conditions apply (available on application).

• Rates, fees and charges

• Business Banking Fees – A guide to fees and charges

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.