Benefits and features

Your own tailored repayments

Every business is unique, so we work with you to ensure repayments are aligned with your anticipated cash flow and seasonality.

Tax benefits and deductions

Generally, the rental interest you pay is deductible to the extent the equipment is used in the business.

End of lease options

Choose to return the equipment, extend the rental term or make an offer to purchase the equipment or vehicle.

$0 deposit

No deposit to pay and security is the equipment itself, so your capital stays in your business1.

Energy Efficient Bonus

0.7% p.a. off your finance rate for the life of the eligible financing on qualified energy efficient assets.

What you need to know

Loan term

  • Minimum term is one year.
  • Maximum term is five years.
  • Other terms can be considered on application.

Loan amount

  • Minimum loan amount is $10,000.
  • Maximum loan amount is unlimited.

Interest options

  • Agreement under $500,000 is fixed.
  • Agreement over $500,000 is fixed or floating.

Interest rate

  • Available on application.

Repayments options

  • Monthly, quarterly, half-yearly, annually, in arrears, in advance.
  • Seasonal – to suit your seasonal cash flow needs.


  • We purchase the asset and rent it to you. At the end of the term the asset is transferred to you.

Security required

  • The asset is generally used as the security. In some cases extra security might be needed which will be assessed on application.

Calculate your repayments

Important information

1Fee applies for standalone facilities and those drawn under a Master Asset Finance Agreement.

Terms and conditions

  • 100% finance is mandatory.
  • Proceeds of trade-ins and/or deposits must not be used as equity.
  • Your ownership of the goods at expiry of the lease contract is not guaranteed.
  • Other terms and conditions apply. Full details are available from NAB on request. Credit approval and asset eligibility criteria apply.

The tax comments provided in this document are of a general nature. NAB recommends that you seek independent tax advice in respect of the tax consequences arising from the use of any NAB equipment finance solution as they apply to your particular circumstances.

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