Self Managed Super Funds (SMSF) | Tips for small businesses - NAB
How we can help you
Whether you’re a small business considering starting a Self Managed Super Fund (SMSF) or already managing one, NAB provides the cash management and investment solutions to help you run your fund with confidence, flexibility and control.
From setting up your SMSF through to managing cash flow and building an investment portfolio, we’re here to support you at every stage.
Already have an SMSF
If your SMSF is already established, NAB offers integrated cash and investment solutions designed to help you manage your fund efficiently and invest with confidence.
A dedicated SMSF cash hub to easily manage contributions, payments and liquidity.
The NAB Cash Manager Account has been designed with SMSFs in mind, providing a central place to manage your fund’s cash flow alongside your investment strategy.
Rates and fees
| Monthly account fees | $0 |
|---|---|
| Interest rate | 0.50% |
Key benefits
nabtrade SMSF investing
nabtrade gives SMSF trustees access to a broad range of investment opportunities, including Australian shares, international shares, Exchange Traded Funds (ETFs) and cash solutions, helping you diversify and manage your portfolio in one place.
Rates and fees
Trade domestic and international shares online from $9.95* plus FX for international. (*Trades up to $1,000).
Key benefits
Other SMSF solutions to consider
New to SMSF
What is an SMSF?
A Self Managed Super Fund (SMSF) is a private, Australian retirement savings structure that you manage yourself, giving you greater control over how your retirement savings are invested. Setting up your SMSF requires careful consideration of both the benefits and obligations. Before getting started, it’s important to understand how SMSFs work and whether they’re right for you.
Through our partnership with Heffron, you can access guidance and support to help you establish your SMSF with confidence. Find out more about setting up a Self Managed Super Fund.
With an SMSF, you can benefit from:
Greater control
You decide how and where your super is invested.
Broader investment choice
Access a wide range of asset classes and strategies. Discover more about Self Managed Super Funds.
Family flexibility
SMSFs can include up to four members, helping families consolidate and manage their super in one fund.
How to set up an SMSF
Step 1
Apply online
Complete your application online via Heffron to begin the setup process.
Open your SMSF Cash Management Account
Once your SMSF structure is in place, you can open a NAB Cash Manager Account to manage contributions, rollovers and day-to-day cash flow.
Step 2
Establish and activate your fund
- Once your application has been received, Heffron will guide you through fund establishment, including ATO registration and documentation.
Once your fund is established:
- Your NAB accounts will be opened
- You’ll receive your account details for onboarding
- You can roll over existing super balances
- Employer contributions can be directed into your SMSF.
Step 3
Open a nabtrade account
nabtrade gives SMSF trustees access to a broad range of investment opportunities, including Australian shares, international shares, Exchange Traded Funds (ETFs) and cash solutions, helping you diversify and manage your portfolio in one place.
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