What you can do with Business Express Machines

NAB’s Business Express Machines provide a quick and easy way to exchange notes for a combination of lower denomination notes and coins. They also allow you to deposit your Express Business Deposit (EBD) bags and Express Cheque Deposit (ECD) envelopes.

Cash exchange

Business Express Machines help both personal and business customers exchange notes for a combination of lower value notes and coins. This can help save time, with no need to wait for service. 

Denomination options
Denominations (coins and notes) Value per roll Quantity per roll
5c $2 40 coins
10c $4 40 coins
20c $4 20 coins
50c $10 20 coins
$1 $20 20 coins
$2 $50 25 coins
$5 - -
$10 - -
$20 - -

Express Business Deposit (EBD)

The Express Business Deposit (EBD) service allows you to deposit cash in a tamper-proof plastic bag.

You can deposit:

  • AUD cash (notes only) with a minimum deposit of $500
  • AUD cash (notes and coins) with a minimum deposit of $500, with coins not to exceed $300, of which no more than $100 can be silver coin (due to weight limitations)
  • AUD cash (coins only) with a maximum deposit of $300, of which no more than $100 can be silver coin (due to weight limitations) – there is no minimum deposit for coin-only EBD bags.

Deposits are credited on the same business day, subject to terms and conditions.

The Express Business Deposit service is only available for eligible business customers, so speak to your banker to find out more.

Express Cheque Deposit (ECD)

The Express Cheque Deposit (ECD) service allows customers to deposit cheques using a paper envelope. ECD is available to all customers.

Cheques deposited by 4pm may take up to two banking days to process, subject to terms and conditions.

You can find Express Cheque Deposit envelopes and deposit instructions at NAB branches.

How to use Business Express Machines

You will need a NAB debit card, credit card, deposit-only card, or quick-change card to use a NAB Business Express Machine when exchanging notes for a combination of lower value notes and coins. 

The process is simple. Insert your card and follow the machine prompts. You will be asked to insert the cash that you wish to exchange and select your preferred denomination of coins and notes.

To use the EBD and ECD function, simply scan the barcode on your EBD bag or ECD envelope and follow the machine prompts.

How to find a Business Express Machine

Business Express Machines are available at many branches across Australia. You can use our locations tool to find your closest machine and when you can access it.

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Important information