0% P.A. ON BALANCE TRANSFERS FOR 24 MONTHS ON A NEW NAB LOW FEE PLATINUM CARD

2% BT fee applies. BT reverts to cash advance rate*

Minimum monthly repayments required. NAB may vary or end this offer. See important information below.

Find out about balance transfers

THINGS TO KNOW ABOUT BALANCE TRANSFERS

Applying for a balance transfer

You can apply for a balance transfer with any of our credit cards and transfer a balance up to 90% of your approved credit limit.

We use your non-NAB card number to BPAY the balance transfer request. If your BPAY reference number for your non-NAB card isn’t your credit card number, we won’t be able to complete the balance transfer.

Processing your balance transfer

Once your application has been approved your balance transfer request will usually be processed within 5 - 10 business days.

Balance transfer rates last for a limited time

At the end of the balance transfer period any of the transfer amount you haven't paid off shifts to the cash advance rate for your card.  

Find out how much you can save with a balance transfer

Already have a NAB credit card?

If you’re the primary cardholder, you can do a balance transfer to your NAB credit card at any time. Use our simple online form, apply through the NAB Mobile Banking app or call us today.

Transfer a balance to your existing NAB credit card

Find out if a balance transfer is right for you

Credit card transfers – used wisely – can buy you time to pay down your debt. We look at the pros and cons

6 things you need to know about balance transfers

Here we give you 6 useful tips about credit card balance transfers which help you merge debt and save money on interest.

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Important information

If you're considering a balance transfer, there are several things you need to know.

Balance transfer terms and conditions

*Balance Transfer Special Offer

Offer commenced 13 March 2018. 24 MONTH OFFER - For approved applicants who apply for a new personal NAB Low Fee Platinum Card before the offer is withdrawn. The balance transfer interest rate will apply for a 24 month statement period from account opening. After the 24 months period, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 March 2018). Interest rates are subject to change and available at www.nab.com.au. 18 MONTH OFFER - For approved applicants who apply for a new personal NAB Low Fee Card before the offer is withdrawn. Nab may vary or end this offer at any time. The balance transfer interest rate will apply for an 18 month statement period from account opening. After the 18 months period, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 March 2018). Interest rates are subject to change and available at www.nab.com.au. Special promotion balance transfer must be applied for at the point of full card application. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Offer is not available when losing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer.

Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees, subject to change. Correct as at 1 June 2017.

Credit cards issued by National Australia Bank Limited. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL & Australian Credit Licence 230686.