Earn $50 cashback with NAB Now Pay Later
Offer ends 12 January 2024. See important information.
What is NAB Now Pay Later?
NAB Now Pay Later is our new buy now pay later account. It's a simple way to split your everyday purchases into four equal repayments so you can stay in control of your cash flow. When you pay with your digital NAB Now Pay Later card, you get your purchase now and pay just the first repayment upfront.
The following three repayments are due each fortnight and we’ll notify you as they approach. We’ll automatically process your repayments each fortnight, but you can still make manual repayments in the NAB app if you’d like to pay early.
Apply in the NAB app now
Open the app via the QR code to apply for NAB Now Pay Later now.
Having trouble with the QR code? If your app is up to date, just search 'NAB Now' in the NAB app to get started.
Open the app to apply for NAB Now Pay Later now.
Having trouble with the app link? If your app is up to date, just search 'NAB Now' in the NAB app to get started.
The features of NAB Now Pay Later
Here’s what you get when you buy now and pay later with NAB.
No interest or fees
NAB Now Pay Later has no interest, international transaction fees, late fees or account fees. There are no hidden fees to worry about with a NAB Now Pay Later account.
Make purchases online with the digital card or in store with a digital wallet of your choice anywhere VISA is accepted. No minimum purchase amount. Only gambling transactions and cash advances aren’t allowed.
Account limit of $2,000
Account limits of up to $2,000 are available subject to credit assessments for eligible customers.
Learn more about NAB Now Pay Later
Read our easy guide to using and managing NAB Now Pay Later.
Explore buy now pay later
Find out more about NAB Now Pay Later, including how to use it for travel expenses.
Other accounts and offers to consider
Explore other options to help you with your everyday banking needs.
Let us help you with your personal banking needs.
Our virtual assistant can help with most enquiries, or point you in the right direction if you need to contact us.
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