Standard rates and fees

  • 13.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 6 months standard balance transfer rate. 2% balance transfer fee applies. 1

  • 21.74 %p.a.

    Cash advance rate

  • $100

    Annual card fee

  • Up to 55

    Interest free days on purchases2

  • $6000

    Minimum credit limit

Special offer

0% P.A. ON PURCHASES FOR 15 MONTHS

  • Enjoy 0% p.a. on purchases for 15 months on a new NAB Low Rate Platinum Card.

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

CARD FEATURES AND BENEFITS

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Add another card?

Add an additional cardholder at no extra cost.5

Concierge service

Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Concierge Service.4

Visa Premium Access

Discover hundreds of deals, discounts and privileges with Visa Premium Access.

Complimentary insurances

7 complimentary insurances3 to keep you safe

  • Overseas travel insurance
  • Transport Accident insurance
  • Interstate flight inconvenience insurance
  • Domestic hotel burglary insurance
  • Purchase protection insurance
  • Extended warranty insurance
  • Price protection insurance

Find out more

Apply online in 25 minutes and get a response in 60 seconds.

Not the right card for you?

NAB Low Rate Card

Our lowest interest rate on purchases with no frills

NAB Low Fee Platinum Card

Our lowest annual fee card with platinum services and complimentary insurances View disclaimer 3

NAB Rewards Platinum Card

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 3

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