A standard balance transfer is only available to a primary cardholder. To apply for a standard balance transfer using one of the three options described on this page, you must have an existing personal NAB credit card. This standard balance transfer offer can't be transferred or combined with any other balance transfer offers.
This standard balance transfer offer is not available for balance transfers from another NAB credit card account or any current balance transfers.
You won't receive interest-free days on your purchases while you have an outstanding balance transfer.
The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer from a non-NAB credit card account is processed. The standard balance transfer rate and term may be varied or withdrawn at any time. View the full terms and conditions.
Minimum monthly repayments must be made by the due date each month. The balance transfer rate will apply for a 6 month statement period. After the balance transfer period, any unpaid balance transfers will attract your card's standard cash advance rate, currently 21.74% p.a. as at 03/07/2017. Interest rates are subject to change and are available at nab.com.au.
NAB credit card accounts linked to a rewards program will not earn points in relation to the balance transfer amounts.
Correct as at 03/07/2017. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.