NAB Edge Credit Card | Low rate and low fee credit card - NAB
NAB Edge Credit Card
NAB Edge Credit Card
NAB Edge Credit Card
NAB Edge Credit Card
Rates and fees
Learn more about our standard credit card interest rates, annual card fees and credit limits that apply to this card.
Rates and fees
Learn more about our standard credit card interest rates, annual card fees and credit limits that apply to this card.
| Variable purchase rate | 12.99% p.a. |
|---|---|
| Interest free period | Up to 44 days on purchases |
Annual card fee | $1 |
| Minimum credit limit | $1,000 |
| Minimum repayments
| 2% of balance or $25, whichever is greater |
| Variable Cash advance rate (when available) | 21.74% p.a. |
Late payment fee Debited on or after the day when an amount which is due for payment is past its due date. | $2 |
International transaction fee – Single Currency transaction This fee (which includes a card scheme fee charged to NAB and on charged to you), is a percentage of the converted AUD amount shown on your statement. | 3% |
International transaction fee – Multi Currency transaction This fee (which includes a card scheme fee charged to NAB and on charged to you), is a percentage of the converted AUD amount shown on your statement. | 3% |
| Cash Advance Fee (when available) | $2.50 for amounts less than $100, 2.5% of the amount for amounts of $100 and above |
| Balance Transfer Fee (when available) | 2% of the balance transfer amount |
| International Cash Advance Fee | $5 per transaction amount for a Cash Advance outside of Australia, debited to your Account on the Transaction Date |
How to repay your credit card
Take the hassle out of making repayments by setting up a direct debit to make automatic repayments to your card each month. You can choose to pay your credit card in full, a fixed amount or pay the minimum monthly repayment. Use our direct debit request form to set this up.
Download the Edge Direct Debit request form (PDF, 549KB).
Download the Edge Direct Debit request service agreement (PDF, 80KB).
NAB Edge Credit Card
NAB Edge Credit Card
NAB Edge Credit Card
NAB Edge Credit Card
Help with your EDGE Credit Card
If you require any assistance, we have a dedicated Edge support team to help you.
Terms and Conditions
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NAB EDGE Credit Card Key Facts Sheet (PDF, 103KB)
NAB EDGE Pilot Credit Card TMD (PDF, 177KB)
NAB Kogan Money Credit Card Terms and Conditions (PDF, 356KB)
NAB Edge Electronic Banking Terms and Conditions, 3 November 2023 (PDF, 146KB)
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB’s credit assessment criteria. Information, including interest rates and fees are subject to change.
The NAB Edge Credit Card is issued by National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.