Information about your Advantedge Home Loan Migration - NAB

What’s happening?

On 11 June 2025, NAB announced its decision to close the Advantedge business.

Your Advantedge home loan migrated to NAB on 17 October 2026 and became a NAB Tailored Home Loan.

Why did this happen?

With NAB, you will benefit from greater flexibility and additional features, including access to everyday banking accounts, broad functionality within the NAB app, and if your home loan has a variable rate, access to offset which can allow you to link the loan account to up to 10 eligible offset accounts. You’ll have access to additional features and improved digital tools once your loan becomes a NAB Tailored Home Loan.

Received your Welcome to NAB letter?

From 30 September, you would have received your Welcome to NAB letter.

This letter explained what you needed to know about your home loan moving to NAB. It included important details such as your new NAB loan account details and a home loan move checklist.

If you'd like a copy of this and you did not receive it, please contact NAB.

Following the RBA's decision on 29 September 2026, variable rates for existing Advantedge home loans increased by 0.25% p.a. from Saturday 17 October 2026, when these loans migrated to NAB. You will be able to view your interest rate and repayments through NAB Internet Banking and the NAB app from 19 October 2026.

  • We encourage you to set up NAB Internet Banking and the NAB app.

    If you're new to NAB, you will need to register for NAB Internet Banking and the NAB app using the NAB ID provided in the welcome letter, so you can view your home loan online.

    If you already bank with NAB, your home loan will be added to your existing NAB profile and appear in NAB Internet Banking and the NAB app from 19 October 2026.

    If you're a guarantor, where applicable, your letter included information relevant to your guarantee arrangements and the move of the home loan to NAB.

  • You may choose to open a NAB Classic Banking account to manage your home loan alongside your everyday banking.

    You will need an eligible NAB transaction account to access redraw and offset features on your NAB Tailored Home Loan.

    If you're new to NAB, opening an account before the move may help you get set up earlier and make the most of these features. Customers with an eligible NAB transaction account and linked Visa Debit card may be able to access NAB Goodies through the NAB app, including offers, cashback opportunities and other customer benefits.

    Learn more about NAB transaction accounts here

Need further support?

We've prepared a set of Frequently Asked Questions (PDF, 300KB) about the migration.

If you'd like to discuss your banking needs as part of your move to NAB, our bankers can help you:

  • Understand your NAB Tailored home loan after it moves to NAB
  • Set up NAB Internet Banking and the NAB app
  • Understand transaction account options
  • Set up an offset account, where eligible
  • Answer questions about your NAB banking relationship

If you have further questions about the move, you can:

  • Contact your Mortgage Broker
  • Visit your nearest NAB branch

What happens next?

Your Advantedge loan account has closed.

You'll still be able to access previous home loan statements in NAB Internet Banking and the NAB app.

Understand your new NAB home loan

Here are some guides to help you learn more about the features of your NAB home loan.

Home loan redraw

Discover how redraw works, check eligibility criteria and learn how building redraw could benefit you.

Lighten your home loan with NAB multiple offsets

Save on interest with up to 10 offset accounts linked to your eligible variable rate NAB home loan.

The difference between redraw and offset

Compare your redraw facility and offset accounts to learn how they can work in different ways to help you meet your goals.

Manage your new NAB home loan

You’ll use these tools once your loan migrates onto NAB’s systems - we’ll guide you when it’s time to set them up.

Online banking

Manage your money securely and easily with online banking.

NAB Internet Banking

Do everyday banking tasks and keep track of your finances with internet banking on your computer or tablet.

The NAB app

Manage your banking on the go with our mobile banking app for your smartphone or tablet.

Manage your NAB home loan

Use our calculators, guides and tools to help you manage your NAB home loan.

How to get support

  • We understand that circumstances can change. If you're experiencing financial difficulty, support is available.

  • Keeping your personal information safe is important. Your information is protected under NAB’s Privacy Policy. You can also find support about scams and online safety on our help pages.

  • The Banking Code of Practice applies to your Advantedge home loan and includes important safeguards for you. You can find a copy on the Australian Banking Association website or request one from NAB.

Important information