Buy your first home sooner
The First Home Guarantee is an Australian Government Guarantee that helps first home buyers buy a home sooner.
You can use the First Home Guarantee to purchase your first new or existing home with a deposit of as little as 5%. You can’t use the First Home Guarantee to buy an investment property.
To apply for the First Home Guarantee, you'll be subject to the following eligibility criteria. You need to be able to provide documentation of your eligibility to secure your position.
Eligibility criteria includes:
Fact sheets and information guides
How to apply
There are four simple steps to apply for the First Home Guarantee
Check your eligibility: Use the National Housing Finance and Investment Corporation (NHFIC) website, opens in new window and the section below to check your eligibility.
Get in touch: Book an appointment online, at your local branch or with your broker and complete your NAB home loan application.
Submit your application: Get conditional approval from your banker or broker. They’ll then collect the documents required for eligibility and reserve your place in the Scheme.
Buy your first home: You’ll have 90 days to purchase your first home after you’re approved in the Scheme, then all you need to do is settle and move in.
Ready to get started?
When you’re ready to apply, you can book an appointment online or request a call from a NAB home lending specialist who will help you with your application.
Buying your first home
Here are some helpful articles to get you on your way.
Book an appointment
Request a call back or book an appointment in branch or with a mobile banker who can come to you.
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
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