Buy your home sooner
The First Home Guarantee is an Australian Government Guarantee that helps first home buyers or buyers who have not owned a property over the past 10 years to buy a home sooner.
You can use the First Home Guarantee to purchase a new or existing home with a deposit of as little as 5%. You can’t use the First Home Guarantee to buy an investment property.
To apply for the First Home Guarantee, you'll be subject to the following eligibility criteria. You need to be able to provide documentation of your eligibility to secure your position.
Eligibility criteria includes:
Fact sheets and information guides
How to apply
There are four simple steps to apply for the First Home Guarantee
Check your eligibility: Use the Housing Australia website, opens in new window and the section below to check your eligibility.
Get in touch: Book an appointment online, at your local branch or with your broker and complete your NAB home loan application.
Submit your application: Get conditional approval from your banker or broker. They’ll then collect the documents required for eligibility and reserve your place in the Scheme.
Buy your home: You’ll have 90 days to purchase a home after you’re approved in the Scheme, then all you need to do is settle and move in.
Ready to get started?
When you’re ready to apply, you can book an appointment online or request a call from a NAB home loan expert who will help you with your application.
Buying your first home
Here are some helpful articles to get you on your way.
Contact us for home loan related queries
Book an appointment
Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.
Customer Support Tool
Solve problems quickly online with our easy-to-follow guides. Simply select a topic and we’ll direct you to the information you need.
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.