Enjoy the flexibility of an all-in-one line of credit with competitive home loan rates.
5.57
for lending of $1M and above
550
annual package fee
0
application fee
0
monthly service fee
See 'Package benefits' below for a summary for your package benefits
Access to money when you need it
Foreign applicants / applicants living overseas please refer to Important Information
The Portfolio Package is provided as part of a NAB Portfolio facility.
If you have a Portfolio Package, for an annual fee of $550 you will get Portfolio Package benefits relating to certain products and services outlined below:
Annual credit card fee waiver
No annual credit card fees on up to 2 eligible NAB credit card accounts that you include in your package. The eligible cards are any NAB personal credit card except for a NAB Low Rate Premium card. (You can’t include a card in the package if you are a company or the card is a business credit card.)
Margin Lending interest rate discount
If you include a NAB margin loan in your package, there is a 0.20% discount off the advertised National Margin Lending indicator rates (variable & fixed). This benefit is not available in conjunction with any other margin lending special offer or discount. The discount on a fixed rate margin lending facility is not available for a fixed rate period beginning before the facility is included in the package.
Transaction/ATM Fees waivers
There are no NAB fees when you access a NAB Portfolio Facility sub account through a NAB ATM or non NAB ATM in Australia. (Other ATM owners within Australia may directly charge at the time of the transaction when you use a non NAB ATM.)
In addition, there are no NAB transaction fees if you access your NAB Portfolio Facility sub accounts through:
Insurance benefits
Home insurance benefit
A 10% discount off the standard premium when you renew an existing, or apply for one of the following home insurance policies and include it in your package:
These benefits are not available in conjunction with other special or discount offers applicable to these policies. Read more important information about the insurance.
NAB Car insurance benefit
A 10% discount off the standard premium when renew an existing, or apply for a new NAB Car Insurance policy and include it in your package. These benefits are not available in conjunction with other special or discount offers applicable to these policies. Read more important information about the insurance.
How it works
Find out how much you can potentially borrow with our Borrowing calculator.
Apply online for conditional approval. It takes only 15-20 minutes.
Once you have conditional approval, you can make offers with confidence.
Tailor your home loan with a banker and finalise the application towards unconditional approval.
Get more from your banking. Package your banking products and enjoy discounts and other benefits.
Unlock equity you’ve built in your home and access money whenever you need it with a flexible line of credit.
Protect your house and the things inside that make it a home.
Important information about the insurance
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz. Neither NAB, nor any of its related bodies corporate, accept liability or guarantee payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.
NAB is paid commission if Allianz issue you with this insurance (including renewals and variations) and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB (AFSL 230686) Financial Services Guide, available in branch, by calling 13 29 28 or at nab.com.au/insurance.
Any advice contained is general only and does not take into account your particular objectives, financial situation or needs (personal circumstances). You may wish to make this assessment yourself or seek the help of an adviser.
As a result, you should consider whether any such advice and the insurance product are suitable for your personal circumstances. Please consult the Policy Document and Product Disclosure Statement (PDS) relating to the product available in branch, by calling 13 29 28 or at nab.com.au/insurance before making any decision about whether to acquire or continue to hold the product. Information about insurance coverage is a summary only and you should read the PDS for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility.
Other important information
Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Our credit products are subject to normal lending criteria.
NAB Portfolio Facility will not be available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property in Australia.
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