Rates and fees

  • 5.57

    for lending of $1M and above

  • 550

    annual package fee

  • 0

    application fee

  • 0

    monthly service fee

More rates and fees information

Features and benefits

Package benefits

How it works

Conditional home loan approval

  • Step 1

    Find out how much you can potentially borrow with our Borrowing calculator.

  • Step 2

    Apply online for conditional approval. It takes only 15-20 minutes.


  • Step 3

    Once you have conditional approval, you can make offers with confidence.

  • Step 4

    Tailor your home loan with a banker and finalise the application towards unconditional approval.

Other options to consider

NAB Choice Package

Get more from your banking. Package your banking products and enjoy discounts and other benefits.

NAB FlexiPlus Mortgage Facility

Unlock equity you’ve built in your home and access money whenever you need it with a flexible line of credit.

Home and contents insurance

Protect your house and the things inside that make it a home.

Important information about the insurance

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz. Neither NAB, nor any of its related bodies corporate, accept liability or guarantee payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

NAB is paid commission if Allianz issue you with this insurance (including renewals and variations) and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB (AFSL 230686) Financial Services Guide, available in branch, by calling 13 29 28 or at nab.com.au/insurance.

Any advice contained is general only and does not take into account your particular objectives, financial situation or needs (personal circumstances). You may wish to make this assessment yourself or seek the help of an adviser.

As a result, you should consider whether any such advice and the insurance product are suitable for your personal circumstances. Please consult the Policy Document and Product Disclosure Statement (PDS) relating to the product available in branch, by calling 13 29 28 or at nab.com.au/insurance before making any decision about whether to acquire or continue to hold the product. Information about insurance coverage is a summary only and you should read the PDS for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility.

Other important information

Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Our credit products are subject to normal lending criteria.

NAB Portfolio Facility will not be available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property in Australia.

® Registered to BPAY Pty Ltd. ABN 69 079 137 518

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