Here's what you get:

  • Choose from Comprehensive, Domestic, Multi Trip and Essentials cover plans
  • Flexibility to add a Cruise, Snow, or Adventure pack to your cover for an additional premium (Essentials Plan excluded)
  • Cover for loss of, or accidental damage, to luggage and personal effects
  • Cover for rental vehicle excess if the vehicle is in an accident, damaged, or stolen while in your custody

Ready to roll?

  • You’ll need to be permanent Australian resident and eligible for an Australian Medicare Card
  • Make sure you purchase your policy before you commence your journey
  • Your journey must commence and end in Australia
  • Ensure you keep receipts for items you take with you and purchases made while you’re away
  • Before you leave Australia, research your destination and register your travel plans at www.smartraveller.gov.au to help you prepare for your trip

Keep in mind, information on this page is just a snapshot. Certain things are excluded, some situations aren't covered and sub-limits apply. Details on what’s covered and what’s not, the most you can be paid, and excesses that apply are in the NAB Travel Insurance Product Disclosure Statement (PDF, 443KB). It’s important you read this document together with the NAB Financial Services Guide before buying a policy.

Peace of mind
A SNAPSHOT OF THIS POLICY


Policy options available:

  • Essentials Plan – Budget friendly insurance for a single overseas trip, including cover for overseas medical emergencies and personal liability
  • Comprehensive Plan – Our highest level of cover for a single overseas trip. This provides you with cover for cancellation fees, luggage, and medical evacuation when travelling internationally. Limits and exclusions apply
  • Domestic Plan – Single trip insurance for when you’re travelling within Australia. Includes cover for rental car excess, theft of cash, loss of or damage to luggage and personal effects, and cancellation costs
  • Multi-trip Plan –Regular travellers should consider Multi-Trip Plan. Get all the benefits of the Comprehensive Plan for unlimited trips within a 12-month period. Select the period required to cover your longest single journey: 15 days, 30 days or 45 days

This summary is a guide only. Please read the NAB Travel Insurance Product Disclosure Statement (PDF, 443KB) carefully to understand what's covered and excluded (especially concerning pre-existing medical conditions), which situations aren't covered, sub-limits, the most you can be paid, and excesses that apply. All expenses claimed must be reasonable and cover is not available under certain sections while travelling in Australia.

Why NAB?
LEAVE YOUR WORRIES BEHIND

  • Step 1 Get a quote online now - or call us on 13 29 28
  • Step 2 Buy online - it's easy and secure
  • Step 3 Make a claim anytime using the 24/7 claims service

Compare our
Different levels of cover

This table lists the most you can be paid in relation to each type of benefit. Where the world 'unlimited' is used, this only means that there is no capped dollar amount. Whether the total benefit amount is limited or unlimited, certain things may still be excluded and certain sub-limits may still apply.

Benefits Essentials Plan Comprehensive Plan Domestic Plan Multi-trip Plan

 

Single

Single

Single

Policy Limit

Overseas Emergency Assistance1,2,4

unlimited

unlimited

---

unlimited

Overseas  Medical & Hospital Expenses1,2,3,4

unlimited

unlimited

---

unlimited

Accidental Death1

---

$25,000

$25,000

$25,000

Permanent Disability1,4

---

$25,000

---

$25,000

Hospital Cash Allowance1,4

---

$5,000

---

$5,000

Loss of Income1,4

---

$10,400

---

$10,400

Funeral expenses incurred overseas or the cost of bringing your remains back to your home [per person]4 $15,000 $15,000 --- $15,000

Cancellation1

$10,000

unlimited

unlimited

unlimited

Additional Expenses1

$25,000

$50,000

$25,000

$50,000

Travel Delay Expenses1

$2,000

$2,000

$2,000

$2,000

Alternative Transport Expenses4

---

$5,000

---

$5,000

Return Airfare4

$2,000

$3,000

---

$3,000

Domestic Services1,4

---

$500

---

$500

Domestic Pets1,4

---

$500

---

$500

Luggage & Personal Effects [Depreciation applied]1

$3,000

$10,000

$10,000

$10,000

Luggage & Personal Effects Delay Expenses1

$250

$500

$500

$500

Travel Documents, Credit Cards & Travellers Cheques4

---

$5,000

---

$5,000

Theft of Cash

---

$250

$250

$250

Rental Vehicle Insurance Excess1

$3,000

$3,000

$3,000

$3,000

Personal Liability

$2,500,000

$2,500,000

$2,500,000

$2,500,000

Keep in mind, information in this table is just a snapshot. Details on sub-limits and excesses that apply are in the NAB Travel Insurance Product Disclosure Statement (PDF, 443KB) (PDS).

1 Sub-limits apply. Please refer to the PDS for details.

2 To be covered for certain expenses, you need to follow procedures outlined in the PDS. You may also lose coverage if you do not promptly follow medical advice or other advice provided by the insurer or its agent.

3 Dental cover for the relief of sudden and acute pain to sound and natural teeth is limited to $1,000. This sub-limit does not apply to emergency dental expenses resulting from an injury overseas.

4 You do not have cover under these sections while travelling in Australia.

Additional options
TO COVER MORE TYPES OF HOLIDAYS

Adventure Pack

Got a taste for adventure? Consider adding an Adventure Pack to your policy for an additional premium and you’ll get cover for a wide range of more adventurous sports and activities, beyond those already covered in your standard policy. This includes caving, abseiling, river tubing, quad biking, and more.

Snow Pack

Hitting the slopes? Consider adding a Snow Pack to your policy for an additional premium and you’ll be covered for snow related events including emergency rescue, piste closure, bad weather, and avalanches, and equipment (whether it’s hired or your own).

Cruise Pack

Going cruising? Consider adding a Cruise Pack to your policy for an additional premium for cover in the event of cabin confinement, ship to shore evacuation, delayed or lost formal attire, and medical cover while cruising.

Increased item limits

If you're planning on taking higher value items with you on your trip and want to cover them for loss, theft or damage, this may be for you. If you need a higher limit than outlined in the PDS, you can increase the limit for specified items by paying an additional premium when you purchase your policy.

Adventure, Snow, and Cruise Packs can't be added to the Essentials Plan. An excess of $500 in addition to any standard excess you choose, applies to all claims for Overseas Medical & Hospital Expenses and Cancellation, when you purchase an Adventure Pack or Snow Pack and your claim arises directly from you participating in any of the covered adventure or snow sports activities.

To find out more about the additional cover options refer to the NAB Travel Insurance Product Disclosure Statement (PDF, 443KB).

Cover for you and your travelling companions
TRAVELLING ALONE, WITH A PARTNER, OR WITH THE WHOLE FAMILY

Single Cover

Covers you and any dependant children or grandchildren under 25 not in full-time employment travelling with you and listed on your Certificate of Insurance. Lower limits of cover apply to dependants. Refer to the NAB Travel Insurance Product Disclosure Statement (PDF, 443KB) for more information.

Duo Cover

Covers you and your travelling companion listed as covered on your Certificate of Insurance. Duo Cover does not provide cover for dependant children.

Family Cover

Covers you and eligible members of your family travelling with you who are listed on your Certificate of Insurance. Family members who can be included are your spouse or partner, your children and your grandchildren. All children and grandchildren must be dependant, not in full-time employment and under 25. Lower limits of cover apply to dependants. Refer to the NAB Travel Insurance Product Disclosure Statement (PDF, 443KB) for more information.  

Have any questions?

Let's get you sorted

Can I purchase travel insurance if I’m travelling in Australia?

If you're travelling within Australia, you may wish to consider taking out insurance against domestic flight changes or cancellations, lost or stolen baggage, or car hire excess.

I am currently overseas and have no insurance - can I still purchase a policy?

No. Our policies can only be purchased while you are still in Australia, before you start your journey.

Am I covered if I work overseas?

Our travel insurance is designed for leisure travellers and for people travelling overseas for business purposes. It is not designed to cover events linked to employment overseas and you may not be covered in certain situations. Please refer to the General Exclusions Applicable to all Sections contained in the PDS.

If I return home early, do I get any refunds on my premium?

No. If you do not know how long you will be travelling for, you can buy a policy for a specific period you know you will be definitely away. Before your policy expires, you will need to contact us so that your policy can be extended, if possible, for an additional premium. Please note that some policies do not allow extensions. For restrictions and limitations, please refer to the Extension of Cover section in your PDS.

What is a pre-existing medical condition?

They include conditions that have been treated in the past and may be currently stable but may be exacerbated by the travel. This may include conditions treated many years ago. Travel insurance only covers overseas medical events that are unforeseen. Medical conditions that were pre-existing at the time of the policy being issued are not covered, unless they are a condition that we expressly agree to cover.

If you have a pre-existing medical condition that is not covered, we will not pay any claims arising from, related to or associated with that condition. This means that you may have to pay for an overseas medical emergency which can be prohibitive in some countries.

If you click 'Yes' to having 'Pre-existing medical condition' our online pre-existing medical assessment will take you through the process. You should check the definition of pre-existing medical condition in the PDS to see if you have one. If you are still unsure, please contact us on 13 29 28.

How to
MAKE A CLAIM

Do it online

Call 1300 555 013

Using Allianz's Claims hotline,
a friendly consultant will take you
through the process. It's available 24/7.

Important Information

Information on this site about the coverage offered by this product is a summary only. Terms, conditions, limits and exclusions and eligibility criteria apply. Coverage, Benefits and Events Covered are up to policy limits. Please read the Policy Document (Product Disclosure Statement) (PDF, 443KB) and NAB Financial Services Guide and consider them before deciding whether to purchase this insurance. This policy is only offered in Australia.

The information provided on this webpage is applicable to NAB Travel Insurance policies purchased from 18 June 2018. If you purchased NAB Travel Insurance on or before 17 June 2018, the Product Disclosure Statement provided to you when you applied for your policy is still applicable to your policy. If you require further information, please contact us on 13 29 28.

NAB Travel Insurance is underwritten by Allianz Australia Insurance Limited (Allianz), ABN 15 000 122 850, AFSL 234708 of 2 Market Street, Sydney, NSW 2000. Allianz has appointed AWP Australia Pty Ltd trading as Allianz Global Assistance ABN 52 097 227 177, AFSL 245631 of 74 High Street, Toowong, QLD 4066 to issue and manage this insurance and administer all emergency assistance services and benefits of this insurance.

This insurance is arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) ('NAFM'), a member of the NAB Group of companies, as an agent for Allianz, and not as your agent. Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of travel insurance. A NAB Travel Insurance policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.

If you purchase a policy, NAFM receives commission which is a percentage of your premium. Details of this commission are available in the NAB Financial Services Guide.

Any advice contained on this website has been prepared without taking into account your particular objectives, financial situation or needs. You may wish to make this assessment yourself or seek the help of an adviser.

Protect yourselfRelated products

Home and contents insurance

Protect your house and the things inside that make it a home.

Car insurance

Don’t be caught without car insurance. With NAB Car Insurance cover choices, you can select a level of cover you’re comfortable with that fits within your budget.

Life insurance

With NAB Essential Life insurance, you’ll receive financial support for you and your loved ones if you’re diagnosed with a terminal illness or die.

More articlesPeople also read

Keeping your money safe when you’re on holiday

From using a money belt to carrying cash and getting your accounts travel-ready.

Insuring yourself before you travel

How you can get complimentary travel insurance through your eligible NAB card.

Travel checklist

Tips about passports, visas, government travel warnings and vaccinations.

Let's talk
We're ready to help you

Talk to an expert
Call 13 29 28

Mon-Fri 8am - 7pm (AEST/ADST)
Sat-Sun 9am - 6pm (AEST/ADST)