Without an income, it might be harder to pay bills and cover the costs of daily living. We’re here to help.
If you’re a NAB customer and struggling to make loan or credit card repayments, we may be able to help. Call 1800 701 599 to discuss how we can help, or find out more about financial hardship assistance.
Applying for unemployment benefits
You might be able to apply for job seeker payments from the government after you’ve been unemployed for six weeks. There’s no shame in claiming benefits. It’s a financial assistance tool to help cover your expenses while you’re looking for work – and you’ve paid taxes to earn it.
Getting outstanding employer payments
If you think your employer owes you unpaid wages, unpaid leave, redundancy pay, or payment in lieu of notice, contact the Fair Work Ombudsman. They can help make sure you’re not missing out on any money you may be legally entitled to.
Making insurance claims
You may be able to get a payout from your insurance company. Check your insurance policies to see what’s covered, and if you’re entitled to make a claim. If you’re unemployed because of illness or injury, check your illness and/or injury insurance with your provider to see if you're eligible.
Getting your debt under control
Paying the mortgage or rent and keeping on top of bills can become difficult, but our budgeting tips can help ease the burden. There’s also free financial counselling should you need it.
If you’re struggling to pay bills, you may want to discuss financial hardship assistance with your service providers/lenders. They might be able to give you some flexibility on due dates.