Your health and your loved ones are important. Having a financial plan in place in case of unexpected injuries and medical issues means you can focus on what matters most.
Help with your expenses
Illness and injury might make it harder to earn an income and pay your bills.
We’re here to help.
Depending on your circumstances, we might be able to provide loan-related assistance to help cover your medical costs and everyday expenses.
Do you have a loan or credit card with us? Are you having difficulty with the payment? Talk to us about repayment assistance.
Help with your income
You could be entitled to a variety of payments from the government, your employer and your insurance.
If you’re eligible, these government payments, opens in new window and support services could help:
- Sickness Allowance, opens in new window
- Disability Support Pension, opens in new window
- The National Disability Insurance Scheme (NDIS)., opens in new window
In some cases, you’ll need to take time off work. It can pay to know if you’re entitled to any sick and/or carer’s leave, opens in new window from your employer.
Call your insurance provider to find out if you can make a claim.
You may also have:
- income protection insurance and/or total permanent disability (TPD) insurance that's included in your super
- insurance on your credit card or loan to cover things such as illness.
Talk to your insurance, super and financial services providers to find out if (and how) you can make a claim for your illness or injury.
Early super withdrawal
If you're sick or injured, you might be able to access some of your super now, in order to help pay everyday and medical expenses. Learn more about accessing your super early, opens in new window.
Set up your finances for the unexpected
It's hard to predict the future. Setting up comprehensive financial plans is the best way to help ensure you’re protected, should something unexpected happen.
Taking care of your mental health
Coping with illness or injury can be difficult, so it’s important you look after your mental health.
Support from loved ones
When you’re unwell or injured, not wanting to see anyone, or do anything, is very normal. But it's important to remember that talking to (and spending time with) your family and friends is essential for your mental wellbeing.
Support from your GP
You may need your doctor’s one-on-one support now, or sometime in the future. It’s comforting to know you can always talk openly and honestly about your physical and mental health with your GP.
Mental health awareness
Learn about the signs of depression and anxiety, opens in new window so you’re aware of symptoms you may experience when ill or injured.
Find out about counselling and support services now. You can access them any time if you’re feeling down, or having a hard time coping.
We’re here for you.
We're ready to help
Not sure what to do next?
- Work your way through the to-do checklist to put essential plans in place.
- Find out how to get the support you’ll need.
- Find out what a carer needs to consider and do.
Financial protection, opens in new window you pay for now so that if you’re unable to work for the reasons agreed in your policy, you may be able to claim the agreed financial compensation from your insurance provider.
Financial protection you pay for now so that if you suffer from a total permanent disability, you may be able to claim the agreed financial compensation from your insurance provider, as agreed in your policy.
Super is a regular payment made into a super fund by an employee towards a future pension. For most people, your employer must pay an amount equal to 9.5% of your salary into your super fund account. Your super savings can be self-managed, or controlled by the superannuation fund of your choice.
If you’re a NAB customer, and you're struggling to keep on top of your repayments for your loan or credit cards, you can call 1800 701 599 to discuss how NAB may be able to assist. Learn more about NAB Assist.
Other life moments
Related products and services
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The information contained in this article is intended to be of a general nature only. It has been prepared without taking into account any person’s objectives, financial situation or needs. Before acting on this information, NAB recommends that you consider whether it is appropriate for your circumstances. NAB recommends that you seek independent legal, financial and taxation advice before acting on any information in this article.