Rates and fees

  • 5.01

    for lending of $1M and above

  • 550

    annual package fee

  • 0

    application fee

  • 0

    monthly service fee

More rates and fees information

Benefits and features

Enjoy convenience and cost-effectiveness

  • One facility, one limit, one annual package fee.
  • No application or monthly service fees.

All your borrowings in one place

  • A single lending limit for home and investment loans.
  • You don’t have to reapply unless you increase your credit limit.

Organise your money your way

  • Have up to 12 sub accounts with a choice of fixed or variable rates.
  • Organise your borrowings, transactions and savings how it suits your goals and needs.

Unlock your equity

  • Borrow up to 90% of the property value. Lenders’ Mortgage Insurance applies if you borrow over 80% of the property value.

Other features

Access to money when you need it

  • Withdraw money as you need it up to your approved credit limit1.
  • Access your accounts using ATMs, Internet and Telephone Banking.
  • No non-NAB and overseas ATM fees. Other ATM owners within Australia may directly charge a fee at the time of transaction.

Foreign Applicants please refer to Important Information

Let our mobile bankers visit you

Important information

Terms and conditions available on application. Except where stated, fees and charges may apply. Subject to normal lending criteria.

Information current at 12 December 2014, subject to change.

1 Withdrawals at any time up to the approved limit, and only available at the end of a fixed rate period (i.e. when the rate becomes variable.)

NAB Portfolio Facility will not be available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property purchase in Australia. NAB’s Tailored Home Loan is available for these applicants (subject to meeting our standard lending criteria).

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