Benefits and features

Do more with your money

  • No monthly account fee.
  • No minimum balance or deposit.

A specialised farm management product

Earn interest on every dollar

  • Receive tiered interest rate on every dollar in your credit balance.
  • Link to a NAB Business Cash Maximiser and earn interest when your balance is $10,000 or more.

Get greater access to your funds

  • Link to a NAB Business Visa Debit card to use your business funds to pay for business expenses and purchases online, over the phone or in person wherever Visa’s accepted.

Rates and fees

  • $0 monthly account fee.
  • Fee-free periodic payments to any NAB business loan.
  • No ATM fees within Australia at NAB ATMs.
  • Overseas ATM fees apply if you use ATMs via PLUS or CIRRUS networks overseas:
    • Balance enquiry – $1
    • Withdrawal – $4
    • Foreign currency transaction fee (includes PLUS or CIRRUS foreign currency conversion fees) – 2% of Australian dollar transaction amount (applies to withdrawals made in currencies other than Australian dollars).

Important Information

Additional service fees and charges will apply to other services such as international money transfers, multiple funds transfer made via NAB Internet Banking as detailed in Section 5 – Other service fees of NAB's brochure 'Business Banking Fees – A Guide to Fees and Charges'. All business channel fees that relate to NAB Connect, NAB Direct Link, National Online Corporate and National Online Business are separate and additional.

Business Banking Fees – A guide to fees and charges

NAB Business Products – Terms and conditions

Indicator rates – deposit products

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Ltd ABN 12 004 044 937.

Business tips

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