Fees and charges
The 15 most expensive eligible transactions are free each month. You will only be charged for banker assisted deposit or withdrawals, EBD, CDM, ECD or cheque transactions once you have exceeded the 15 free eligible transactions.
Monthly account fee
$ 10
Electronic transactions
$ 0
Unlimited electronic and NAB ATM transactions included.
Express Business Deposits (EBD), Coin Deposit Machine (CDM), Express Cheque Deposits (ECD)
$ 3 per transaction
Charged for each deposit processed via Express Business Deposit (EBD), Coin Deposit Machine (CDM) and Express Cheque (ECD) services or cheques written on an account.
PLUS an additional $3 for each cheque lodged for deposit.
Banker assisted transactions
$ 3 per transaction
Charged for each deposit or withdrawal processed by a banker over the counter at a NAB Branch or at an Australia Post Office. Plus an additional $3 for each cheque lodged for deposit.
Compare fees and charges
The table below compares the fees and charges of our everyday business accounts with $0 monthly fee and a $10 monthly fee to help you choose the right account for you.
$0 monthly fee option | $10 monthly fee option | |
---|---|---|
Monthly account service fee |
$0 monthly fee option $0 |
$10 monthly fee option $10 |
Monthly free eligible transactions |
$0 monthly fee option No free eligible transactions |
$10 monthly fee option 15 free eligible transactions |
Banker assisted deposit or withdrawal
|
$0 monthly fee option $3 per transaction |
$10 monthly fee option $3 per transaction |
Banker assisted deposit with cheque or item lodged
|
$0 monthly fee option $3 per cheque/item |
$10 monthly fee option $3 per cheque/item |
Express Business Deposits (EBD), Coin Deposit Machine (CDM), Express Cheque Deposits (ECD)
|
$0 monthly fee option $3 per transaction |
$10 monthly fee option $3 per transaction |
Cheques and items lodged with deposit via EBD or ECD |
$0 monthly fee option $3 per cheque/item |
$10 monthly fee option $3 per cheque/item |
Cheques written |
$0 monthly fee option $3 per cheque |
$10 monthly fee option $3 per cheque |
NAB ATM transactions
|
$0 monthly fee option $0 |
$10 monthly fee option $0 |
Mobile cheque deposits via the app |
$0 monthly fee option $0 |
$10 monthly fee option $0 |
EFTPOS transactions |
$0 monthly fee option $0 |
$10 monthly fee option $0 |
Electronic transactions
|
$0 monthly fee option $0 |
$10 monthly fee option $0 |
Benefits of this account
This account makes it easy to do your business banking using the NAB app or Internet Banking. Account holders can access offers and benefits.
Unlimited standard NAB electronic transactions
Standard electronic transactions include EFTPOS and ATM transactions.
Link your accounting package
Your transaction data can feed into your accounting package to help keep you on track. You can integrate your account with accounting software, including MYOB, Xero and NAB Bookkeeper.
Support everyday
Our business bankers are here to support you seven days a week.
Get a free NAB Business Visa Debit Card
With our everyday business accounts you get a feature-packed NAB Business Visa Debit Card to use for ATM withdrawals, contactless payments in store with a smartphone or wearable device, or making online purchases.
New
Get a 6-month free trial with NAB Bookkeeper
Manage business finances easily with our simple, smart and powerful bookkeeping solution. Seamlessly connect to your NAB business accounts, so everything is in one place.
How to apply
If you’re a sole trader or have up to two directors in your company, apply online for a NAB Business Everyday Account in just 15 minutes.
If your business is a trust, partnership or has more than two directors, you can apply online or at your nearest branch.
Eligibility to apply online
What to expect after you apply
-
Once we've verified your identity, you’ll get an SMS with your NAB ID.
-
You'll receive an email with your account details.
-
Register for NAB Internet Banking (using your NAB ID) to start using your account.
Application checklists
Before you apply online or in branch, select your business type and use our checklists to make sure you have the necessary documents and information ready to go.
-
Check what you need to apply.
Sole Trader checklist (PDF, 144KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
-
Check what you’ll need to apply.
Australian Companies - Private & Public checklist (PDF, 83KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
-
Apply online or visit us at your nearest branch.
What you’ll need to apply.
Partnerships checklist (PDF, 61KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
-
Apply online or visit us at your nearest branch.
What you’ll need to apply.
Trusts checklist (PDF, 94KB), opens in new window
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
-
We need to verify additional details for all other entity types, so you'll need to complete your application at your nearest branch.
As well as your business, we'll require all signatories to be identified separately.
Checklist for individuals (PDF, 115KB), opens in new window
Checklist for Non-resident individuals (PDF, 111KB), opens in new window
Choose your business structure for a tailored checklist.
Association
Association checklist (PDF, 139KB), opens in new window
Registered Co-operative
Registered Co-operatives checklist (PDF, 59KB), opens in new window
Foreign entity
Foreign entities checklist (PDF, 59KB), opens in new window
Government body
Apply online
Do you have everything you need to apply online? Let's get started.
Other products to consider
Haven't found what you're looking for? Here are some other banking products that may suit your business.
NAB Business Everyday Account ($0 monthly fee)
Only pay for what you need, with this transaction account with no monthly account fee.
NAB Business Cash Maximiser Account
An online savings account to help separate your operating cash from surplus, savings or tax payment balances.
NAB Easy Tap
Learn how the NAB Easy Tap app can turn your Android device into an EFTPOS reader.
Help and support
Use our range of small business guides tools, templates and calculators to help you plan and manage your business finances.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Get in touch
Contact us
Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.
Visit a NAB branch
Our business bankers are located all around Australia.
Terms and Conditions
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Closing your account
You or any other authorised person can request to close your account by visiting a NAB branch, calling our contact centre, contacting your banker or by providing written notice. There may be certain circumstances in which we are unable to immediately close your account, and in these cases we may request further information from you.
Fees and charges
NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.
- Rates, fees and charges
- Business Banking Fees – A guide to fees and charges
- NAB Business Products Terms & Conditions
Target Market Determinations for these products are available at nab.com.au/TMD.