Benefits of using online banking for your FX needs

Quick and easy access

You can set up and manage your International Payments, Forward Exchange Contracts and pre-deliveries in one place. 

Track payments easily

Real time Tracking lets you see where your payments are in an instant. That’s peace of mind.  Watch our video.

Simple and efficient transfers 

NAB Connect offers full foreign exchange functionality letting you convert to local currency when sending money overseas.  Watch the demonstration

Enjoy specialist support

Need to chat to someone first? Talk to one of our foreign exchange specialists. Call 1300 960 355.

Why use NAB Connect for your FX needs

Online banking features
  NAB Connect NAB Internet Banking
Same day international payments
NAB Connect
NAB Internet Banking
Future dated international payments
NAB Connect
NAB Internet Banking
SWIFT payment tracking
NAB Connect
NAB Internet Banking
Customise authorisation and limits per user
NAB Connect
NAB Internet Banking
Not available
Manage foreign currency accounts
NAB Connect
NAB Internet Banking
Not available
Book FX hedging deals
NAB Connect
NAB Internet Banking
Not available
Pre-deliver and extend FX Forward Contracts
NAB Connect
NAB Internet Banking
Not available 

Apply for NAB Connect now

Transferring money using NAB Connect

NAB Connect is your one stop shop to transfer funds overseas, set up Forward Exchange Contracts as part of managing your Foreign Exchange risk.

This short video tutorial demonstrates how to send a payment overseas on NAB Connect.

Using real time tracking

See how our real time international payment status tracking can give you greater visibility of your funds.

You can track your payment in real-time right within NAB Connect. You’ll have peace of mind knowing where your payment is at all times.

Watch our short tutorial.

How to transfer money overseas

  • To transfer money to another country, you'll need the following information from your recipient:

    • Their full name and street address (not a PO Box)
    • The  IBAN or bank account number
    • A  SWIFT code or  BIC (this identifies their bank) or the full bank address
    • Any other information they have like sort codes or routing code

    If you need some help, we can show you how easy it is. Watch our video, transfer money overseas using NAB Connect.

  • SWIFT (or BIC) code is the international standard used to identify a bank.

    So if you want money to be transferred to your account from a person in another country, you need to give them a SWIFT code.

    The preferred SWIFT code is VIC/TAS: NATAAU3303M

    If you are speaking to a customer about a new request, use VIC/TAS SWIFT code.

    NAB's SWIFT codes (or BIC code) for all Australian states are:

    • NSW/ACT: NATAAU3302S
    • VIC/TAS: NATAAU3303M
    • QLD: NATAAU3304B
    • SA/NT: NATAAU3305A
    • WA: NATAAU3306P

    You also need your BSB number for an electronic funds transfer from overseas. If you're looking for another bank's IBAN or SWIFT code, you should contact that bank directly.

  • The money leaves your account shortly after you submit and authorise your transfer, generally within one business day.

    Fund transfers are usually received by the beneficiary's bank within 24 hours.

    We’ll return your funds to your NAB account if the transfer is unsuccessful for whatever reason.

    You can view the status of your international transfer real time in NAB Connect. Read more about  international payment tracking

  • To be able to lock in exchange rates with a Forward Exchange Contract for example, please call our Foreign Exchange Specialist on  1300 960 355 Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

    They will speak with you about the best solution for you and enable the appropriate functionality in your NAB Connect. 

  • Learn more about international payments including:

    • Real-time exchange rates
    • Daily transfer limits
    • Currency cut-off times
    • Periodic or future dated transfers
    • IBANs
    • List of countries accepting international transfers
    • Help and support

Get started with NAB Foreign Exchange

As your business starts out or grows, it’s important to manage your risk. 

Find out more about the Foreign Exchange experience at NAB including what you need to get started. You can also speak to a foreign exchange specialist to get market insights and discuss your overseas payment needs.

Call our Dealing Desk on 1300 960 355.

Learn more about NAB Foreign Exchange

Learn with NAB

Get in touch

Sales enquiries

Let us help with your business banking needs. Request a call back to chat with one of our business bankers.

Contact us

Visit our business banking contact page for how-to-guides, FAQs and contact numbers.

Visit a NAB business banking centre

Let our business banking specialists help you in person.

Terms and Conditions

Fees and charges may apply. Please read the NAB Connect Fees and Charges Guide (PDF, 90KB), opens in new window for more information.

Business Banking Fees and Charges and International transfers terms and conditions apply.

The information provided on this page is intended to be of a general nature only. It has been prepared without taking into account your objectives, financial situation or needs. Examples are for illustrative purposes only. Before acting on the information on this website, National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit License 230686) (NAB) recommends you consider whether it is appropriate for your objectives, financial situation and needs. NAB recommends that you seek independent advice before acting on any information on this webpage. Please consider our Financial Services Guide.

Target Market Determinations for these products are available at