Business affected by COVID-19? See what support options are available.

Here's what you get

  • The ability to borrow amounts over $250,000

  • Loan terms from 30 days to up to 15 years (subject to qualifying criteria)

  • Progressively draw down on your loan for construction purposes

  • Online transaction capability for repayments and redraws (on floating and cap components) allows the loan to be more accessible and support business needs

  • Our markets specialists can structure a loan facility to protect against rate movements and help lower your lending costs.

A flexible and easy to use loan

  • Loan structure doesn't need to be agreed to upfront and new components are easily added with no additional documentation required

  • Loans can be interest-only or established with principal repayments

  • Match payment schedules and interest charging dates to your business's cash flow cycles

  • One interest payment under one account, like a term loan.

benefits for your business


Convenience of online transaction capability for repayments and redraws.


Embedded interest rate risk management positions.


Choose the interest rate period which suits you.

Rates and fees

  • Interest rate – Floating interest rates are calculated using the applicable NAB Business Lending Rate plus your Customer Margin (available upon application). Fixed interest rates are structured by a market specialist.
  • Interest charges – Calculated daily and payable in arrears up to 2 banking days following the expiry of the pricing period. Interest is charged to your nominated working account.
  • Fees and charges – Available upon application.
  • Pricing periods – monthly, bi-monthly, quarterly and half yearly options available.
  • Repayment options - Interest only or principal and interest.

Interest options

A variable rate that is reset for each pricing period for the term of the loan.

How it works

  • Step 1

    Choose the right finance

    Uncover the right finance options to suit your needs. If you’re unsure, talk to us over the phone or in person with your local NAB Business Banker.

  • Step 2


    You can apply over the phone or in person with your local NAB Business Banker.

    Check what documents you need to apply.


  • Step 3

    Sign documents

    Once the approval is sorted, we’ll send you the completed documents to sign and return.

  • Step 4

    Receive your finance

    Once all documents are received and approved you’ll receive your facility.

Get a loan tailored to your business by talking to one of our specialists today.

Other options for your business

NAB QuickBiz Loan

Fast, unsecured business lending made easy, giving you access to funds to grow, run and invest in your business.

NAB QuickBiz Overdraft

Manage your cash flow and unexpected expenses with an unsecured business overdraft on your transaction account, up to $50K.

NAB Business Options Loan

An easy to understand business loan up to $1m, ideal to help give your business a boost in the medium to long term.

Important Information

Lending criteria and terms and conditions apply (available on application).

We're ready to help you

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