Our markets specialists can structure a loan facility to protect against rate movements and help lower your lending costs.
Benefits and features
Protection against rate movements
Flexible and easy to use loan
- Loan structure doesn't need to be agreed to upfront and new components are easily added with no additional documentation required.
- Loans can be interest-only or established with principle repayments.
- Match payment schedules and interest charging dates to your business' cash flow cycles.
- One interest payment under one account, like a term loan.
Online repayments and redraws
Online transaction capability for repayments and redraws on floating and cap components allows the loan to be more accessible and support business needs.
Flexible interest options
Variable for the term of the loan.
Locks in a fixed rate for an agreed period. This protects you from the interest rate movements.
Protects you from rising rates by setting a capped rate, while still allowing you to benefit from falling rates.
Flexible maturity fixed rate
Locks in a fixed rate for the term of the component with the option to extend the fixed rate for a pre-agreed term. This protects you from interest rate rises.