Business affected by COVID-19? See what support options are available.

Here's what you get

  • The ability to borrow from $20,000 to $1 million

  • A straightforward monthly service fee

  • Loan terms up to 30 years available (subject to qualifying criteria).


  • The choice of principal and interest, interest only, or a combination of the two when choosing your loan type

  • Redraw extra funds you have paid into your loan, when choosing the variable interest option

  • Repayment options to suit your business needs, with monthly, quarterly, bi-annual or annual options available.

benefits for your business


Flexible interest rate options help match your business needs.


Great for purchasing an existing business, funding expansion or investing to grow.


Monthly, quarterly, half-yearly or annual repayment cycles available.

rates and fees

Rates and fees
Loan amount Variable rate
$20,000 to $350,000 Variable rate from 4.50% p.a.
$350,001 to $1,000,000 Variable rate from 4.00% p.a.

Above variable rates are subject to lending criteria, where a lending margin may apply.

How it works

  • Step 1

    Choose the right finance

    Uncover the right loan option to suit your needs, if you're unsure talk to a NAB business banker.

  • Step 2


    You can apply over the phone or in any NAB branch with a business banker across Australia.


  • Step 3

    Finalise agreement

    We help you sort out the loan details, create the contracts and sign the agreement.

  • Step 4

    Receive your finance

    Once everything is in order you will receive the funds.

Learn how a NAB Business Options Loan can work for you.

Expanding your business


The National Tiles story: Hear from Nick Walker, son of founder Frank Walker, on their national success story.

Learn more

Other options for your business

NAB QuickBiz Loan

Fast, easy, business lending to help you cover expenses and manage your cash flow.

NAB Business Markets Loan

Manage borrowing costs and protect your business against interest rate changes.

Vehicle and equipment finance

Find the right finance solution for your vehicle and equipment needs.

Important Information

Economic cost and fees may apply if you swap from a fixed to a variable interest rate before the end of a fixed rate period, or if you make additional repayments during a fixed rate period.

Lending criteria and terms and conditions apply (available on application).

Let's talk

We’re ready to help your business

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