NAB Business options loan

Business affected by COVID-19? See what support options are available.

Apply by 18 December 2020
Loan terms up to 30 years (subject to qualifying criteria)
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You must hold a NAB business transaction account before 18 December 2020. See Important information below for full eligibility.

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The choice of principal and interest, interest only, or a combination of the two when choosing your repayment type
Redraw extra funds you’ve paid into your loan if you’re on a variable interest rate
Repayment cycles to suit your business needs, with monthly, quarterly, half-yearly or annual options available

Flexible interest rate options help match your business needs.

Great for purchasing an existing business, funding expansion or investing to grow.

Monthly, quarterly, half-yearly or annual repayment cycles available.

Rates and fees
Loan amount	Variable rate
$20,000 to $350,000	Variable rate from 4.50% p.a.
$350,001 to $1,000,000	Variable rate from 4.00% p.a.

Above variable rates are subject to lending criteria, where a lending margin may apply.

Loan purpose and amount – make sure you’ve considered your financial position and know how much you need to borrow, but more importantly, how much you’ll be able to repay.
Security – we’ll need to secure your loan using property or some other asset. Make sure you have the details of your security handy when completing the application.
Credit check – we’ll ask for your consent to perform a credit check as part of the online application.
Banking history – if you’re an existing customer, providing details of a NAB business account may enable us to streamline your application and provide a quicker decision.

Once you’ve submitted your online application, we’ll call you within one to two business days with a decision or to discuss your application further.

If you don’t want to apply online or want to know more: