NAB Business Options Loans

An easy to understand business loan up to $1m, ideal to help give your business a boost in the medium to long term.

An easy to understand loan

Great for purchasing an existing business, funding expansion or investing to grow.
An all up variable rate available.
Simple and straightforward monthly fee.
A dedicated business loan, so you can keep your personal finances separate.

Tailored to your business

Choose between:

Principal and Interest - This allows you to reduce your principal from the beginning of the loan term, to free up cash flow in the future.

Interest Only - You can choose to pay interest only in arrears or in advance.

- In arrears means that you will pay interest at the end of your loan term, freeing up your business capital.

- In advance lets you use extra cash flow in the current year to pay for the following years financing costs.

Combination loan - We can set up your loan to be part interest only and part principal and interest, so you get the best of both worlds.

Flexibility in your loan

Choose between:

Variable interest

- Make additional repayments during a variable rate period to help you get ahead faster and potentially save interest.

- Money when your business needs it - redraw extra funds that you have paid into your loan.

Fixed interest

- Lock in your rate for certainty around what your repayments will be.

You can also swap from a variable to a fixed interest rate without cost.¹

Borrow between $20,000 to $1 million
Repayments are flexible - choose monthly, quarterly, half yearly or annual repayment cycles
Loan terms up to 30 years available (subject to qualifying criteria)
Progressively draw down on your loan for construction purposes

Variable rate 5.66%p.a

For residentially secured loans
Variable rate loans only
Subject to lending credit criteria
Lending margin may apply

If you are looking for a loan that is not residentially secured, speak to us today on 13 10 12 to get your Business Options Loan rate.

We're ready to help. Get a business banker to call you.

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Important information

¹Economic cost and fees may apply if you swap from a fixed to a variable interest rate before the end of a fixed rate period, or if you make additional repayments during a fixed rate period.

Lending criteria and terms and conditions apply (available on application).