What is healthcare and medical finance?

Healthcare and medical finance is money lent to a healthcare business by a financial institution to help purchase new equipment that helps generate revenue. In exchange for this funding, a business agrees to repay the borrowed money over the loan term, plus interest and fees.

The financed medical equipment acts as the security for the loan. Repayments can be structured to suit your business. If approved, the financial institution will provide the funds to the supplier, seller or will reimburse your business for the medical equipment directly.

Benefits of medical equipment finance for your practice

Get the equipment and fit-outs your healthcare practice needs with our quick and flexible financing solutions. 


Financing  your medical equipment can be the ideal way to get the most up-to-date equipment while keeping cash in other important parts of your business.

Tailored payment structure

 A NAB business banker can tailor a repayment structure and facility which works best for you and your healthcare business. 

No annual or monthly fees

No annual or monthly fees are charged throughout the duration of your loan.

Types of medical equipment you can finance

  • Vehicles for business use
  • Ultrasound machines
  • Dentistry
  • Radiology and imaging equipment
  • Diagnostics and treatment
  • Life support
  • Portable emergency
  • Surgical testing equipment
  • Surgery set up and office fit-outs
  • IT equipment for your practice including computers, printers, phone systems
  • Solar and battery projects

How to apply for a medical equipment loan

Step 1: Speak to an equipment finance specialist

Request a call back to chat with one of our specialists about your equipment finance needs. 

Step 2: Apply for finance

Complete the online enquiry form and apply for business finance from $25,000.

Step 3. Sign documents

Once you have provided us with the final invoice for the equipment, we will send you the paperwork to sign.

Step 4. Collect your equipment

Once we’ve received all the documents and your equipment is ready to be collected or delivered, we’ll pay the supplier, seller or will reimburse your business for the medical equipment directly. Your facility will be made active and you can begin making repayments at the agreed amount and frequency.

Case study "Because NAB are specialist lenders, they learn about the equipment, they learn about the return on investment that certain pieces of technology can give to us"

Dr Nauv Kayshap,
Multi Practice Owner

Talk to a healthcare banking specialist

Get in touch

Sales enquiries

Let us help with your business banking needs. Request a call back to chat with one of our business bankers.

Contact us

Visit our business banking contact page for how-to-guides, FAQs and contact numbers.

Visit a NAB business banking centre

Let our business banking specialists help you in person.

Terms and Conditions

The Personal Property Securities Registration and Maintenance fee is payable for each asset you purchase and finance. Fees apply for standalone facilities and those drawn under a Master Asset Finance Agreement. Additional fees may apply, refer to our Business Banking Fees and Charges and Interest rates, fees and charges for more information.

Lending criteria and terms and conditions apply (available on application).

Target Market Determinations for these products are available at nab.com.au/TMD.

The tax comments provided in this document are of a general nature and do not take into account any particular person’s objectives, financial situation or needs. The tax benefit information is based on present taxation laws and regulations, which may be subject to change. NAB recommends that you seek independent tax advice before making any decision based on this information, including in respect of the tax consequences arising from the use of any NAB Equipment Finance solution as they apply to your particular circumstances.

These products are issued by National Australia Bank Limited ABN 12 004 044 937.

The products and services described on this site are available only to Australian residents and in relation to property in Australia. Applications from people other than Australian residents will not be accepted. The information on this site has been prepared under Australian law for the supply of goods and services. This notice and the information on this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia ("Australian law"). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information on this site is current at the date of publication but may be subject to change.

NAB does not warrant or represent that the information on this site is free from errors or omissions or is suitable for your intended use. NAB recommends that you seek independent advice before acting on any information on this site. Subject to any terms implied by law and which cannot be excluded, NAB accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you because of any error, omission or misrepresentation in any information on this site.