Payments
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NAB Connect allows you to utilise a range of payment functionality;
- Create a payment alert
- Daily Payment Limits
- Upload a Direct Entry payment file
- Edit and/or repair payment
- Authorise a Payment with a Mobile or Physical token
- Create a BPAY Payment
- Create BPAY Payments (Future and Periodic Payments)
- Create a BPAY Payment Template
- Create and view Biller
- Print and export payees, payers and billers
- Create a Linked Account Transfer Payment
- Create a Direct Credit Payment
- Create a Payroll Payment
- Create a Direct Debit Payment
- Create a one-to-one Domestic Payment
- Create a Domestic Payment to multiple accounts
- Beneficiary Advice for Domestic & Direct Entry payments
- Create an International payment
- Export the International Payments Register (PDF, 541KB)
- Create an International payment using refinance
- Create a currency to currency payment between NAB Foreign currency accounts
- Create a currency to currency international payment
- Track your international payment status
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Status Description Validating Interim status given when a payment is being validated – this includes checking that any NAB Accounts in the file are valid and that the BSB’s for all other transactions are valid based on the latest APCA list. Requires Repair Payment has failed the validation process. Status changes to ‘Requires Repair’ alert the User to fix and re-submit.
To check the error on the payment, view the payment and select Payment history or view payment history.
Requires authorisation Payment has been submitted by a User and is ready for an ‘Authoriser’ to authorise according to your payment rules. This is also the status for partially authorised payments. Requires approval Payment has exceeded the daily Payment Limit (controlled by Security Officer+ users). This status requires the payment to be ‘Approved\Declined’ before it can be authorised.
To check the payment daily limit, view the payment and select Payment history or view payment history.
Requires bank approval Payment has exceeded Available Funds or Limit (for Direct Entry Debit) and requires approval by your NAB Banker before it can be processed. Future dated Payment has been Authorised but has a Value Date in the future. Processing Payment is in the process of being processed, this includes the time taken for the payment to complete ‘Fraud Checking’. Pending Funds Payments that have been authorised for processing but have failed available funds checking. Rejected Payment has been rejected by the NAB backend system(s). This includes incorrectly formatted ABA files and International Transfers that have been rejected through International Trade Finance (ITF).
To check the reason of rejection, view the payment and select Payment history or view payment history.
Failed Payment has been rejected\failed by the NAB Connect backend system.
To check the reason of rejection, view the payment and select Payment history or view payment history.
Processed with Invalid Transaction File submitted has been processed but included invalid entries that have been refunded.
To view the details of the invalid entries, view the payment and select Payment history or view payment history.
Processed Payment has been Authorised, passed all the relevant validation (e.g. BSB, Funds Check etc) and has been processed by NAB ready for Exchange. This is the status for overnight payments that have successfully been passed to BDIS (Direct Entry system).