Everyday transaction account features

Here's what you get with a NAB Classic Banking account and what you'll need to apply.


  • No monthly account fees and no minimum monthly deposits

  • No overdrawn fees if you happen to go over your account balance

  • No ATM withdrawal fees at over 7,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Eligibility and application

  1. Have a passport, driver’s licence or Medicare card handy

  2. Must be at least 14 and an Australian resident for tax purposes to apply online

  3. Visit a branch if you're under 14 or not an Australian resident for tax purposes.

Benefits of NAB Classic Banking account

Easy access to your money, everyday.

No account fees

Keep cash up your sleeve for what's important to you, with no monthly account or overdrawn fees.

Spend your money, your way

Make payments instore, online or with your digital wallet through your linked NAB Visa Debit card.

Secure, digital banking

Manage your money easily through the NAB app and NAB Internet Banking.

Fees and charges

Our low fees help you save money.

Monthly account fees

$ 0

Keep extra cash up your sleeve for something else.

Withdrawal fees

$ 0

No fee at over 7,000 ATMs across Australia.

Transaction fees

$ 0

Within Australia.

Overdrawn fees

$ 0

If you happen to overdraw your account.

Link your account to a NAB Visa Debit card

Choose between two feature-packed Visa Debit cards  to access your money via:

  • ATM withdrawals
  • Contactless payments
  • Making online purchases

Plus, add your NAB Visa Debit card to your digital wallet and start spending with Apple Pay or NAB Pay before your card even arrives. 

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

Contact us

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Terms and Conditions

Read our terms and conditions before applying. Rates fees and charges information also available.

Personal Transaction and Savings Products Terms and Conditions

Personal banking fees – A guide to fees and charges (PDF, 356KB), opens in new window

Indicator rates - deposit products

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Target Market Determinations for these products are available at nab.com.au/TMD.

Closing your account

The quickest and easiest way to close your account is through Live Chat in Internet Banking or the NAB app.

If you need further support, please find your closest branch or give us a call on 13 22 65 or +61 3 8641 9083 if you’re overseas.