• 19.74 %p.a.

    Standard purchase rate

  • 21.74 %p.a.

    Cash advance rate

  • $30

    Annual card fee

  • Up to 44

    Interest free days on purchases1

  • $500

    Minimum credit limit

Special offer

On a New NAB Low Fee Card


  • Enjoy 0% p.a. on balance transfers for 18 months on a new NAB Low Fee Card. 2% balance transfer fee applies. Balance transfer reverts to cash advance rate.

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Card features and benefits

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Save on annual fees

Reduce ongoing card costs with our lowest annual card fee.

Complimentary purchase protection insurance

For loss or theft of, or accidental damage to new personal items anywhere in the world, for three months from the date of purchase.2

Add another card?

Add an additional cardholder at no extra cost.3

Visa Entertainment

Special offers on shows, events, experiences and movies from Visa Entertainment.

Apply online in 15 minutes and get a response in 60 seconds.

Not the right card for you?

NAB Low Rate Card

Whether it's an everyday purchase or life's other luxuries, this card has you covered

NAB Low Fee Platinum Card

Enjoy our lowest annual card fee within our Platinum card range, a great choice for everyday purchases with the added benefits of complimentary insurances View disclaimer 2

NAB Rewards Classic Card

Earn points on your everyday spend and reward yourself with a range of travel, homewares & more in our NAB Rewards Store

We're ready to help you

Call 13 13 12

Mon-Fri 8am - 8pm (AEST/AEDT)
Sat-Sun 9am - 6pm (AEST/AEDT)