Special offer

On a New NAB Low Fee Card

0% P.A. ON BALANCE TRANSFERS FOR 18 MONTHS

  • Enjoy 0% p.a. on balance transfers for 18 months on a new NAB Low Fee Card. 2% balance transfer fee applies. Balance transfer reverts to cash advance rate.

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

standard RATES AND FEES

  • 19.74 %p.a.

    Standard purchase rate

  • 21.74 %p.a.

    Cash advance rate

  • $30

    Annual card fee

  • Up to 44

    Interest free days on purchases1

  • $500

    Minimum credit limit

Card features

Reduce ongoing card costs with our lowest annual card fee.

You could be covered if new personal items bought on your NAB Low Fee Card, are lost, stolen or accidentally damaged within 90 days of the date of purchase2

Special offers on shows, events, experiences and movies from Visa Entertainment

The new NAB app

GIVES YOU MORE CONTROL

Block and Unblock

Lost your card? Temporarily block, unblock or reorder with the touch of a button

One Touch ID

Securely login with your unique Touch ID

Instant Digital Card

New card on the way? No need to wait, use your phone to tap and pay (Android customers only)

Overseas Travel Notifications

Heading overseas? Let us know your travel plans so we can help protect your card. And with our Travel Tools, keep track of your holiday spending and access other helpful tips!

Card Controls

With just a swipe, turn on or off payWave®, online and overseas transactions

Tap and Pay

Make everyday purchases easy, with NAB Pay for Android

All NAB credit cards come with these great benefits

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Online security

Verified by Visa reduces online fraud by confirming your identity.

Another card?

Add an additional cardholder at no extra cost4.

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Contactless payments

Tap and pay with your NAB credit card or your phone – with NAB Pay for Android.

Apply online in 15 minutes and get a response in 60 seconds.

Not the right card for you?

Whether you spend on everyday purchase or life's other luxuries, this card has you covered

Find out more

Enjoy our lowest annual card fee within our Platinum card range, a great choice for everyday purchases with the added benefits of complimentary insurances

Find out more

Earn points on your everyday spend and reward yourself with a range of travel, homewares & more in our NAB Rewards Store

Find out more

We're ready to help you

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Mon-Fri 8am - 8pm (AEST/AEDT)
Sat-Sun 9am - 6pm (AEST/AEDT)